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2026 - consolidation and calm
Comments
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PAD (Payment a Day)
Today's PAD - £7
Jan - £170
Car balance Sept 25 - £11,031 - now £8,531
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Ooh look at the PAD total! One more day, though that will probably just be a standard one. A nice start to the year!
Happy payday! I've done the money shuffle and made some payments, but most won't come out until next week. I'm looking forward to a lottery or PB win so I can become a permanent lady of leisure.
I've really enjoyed my week, we've eaten better, I've been more active, I've achieved some stuff at home, and I've lazed around a bit too! It would have been nice to get out and about a bit more, but it is January after all. It's been lovely being more 'present' for the kids and not having to juggle everything.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Aw that's nice to hear.
I too expect to be a lady of leisure through lottery and/or PB wins extremely soon, we'll have to coordinate our trips to Harrods and whatnot 🥂
That PAD total is very impressive, and you're only £31 away from the next half a grand milestone!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
That’s a great PAD start to the year 🥳
Sorry to hear little miss is still having issues at school. She sounds such a lovely girl it doesn’t seem fair.
I get knocked down but I get up again (Chumbawamba, Tubthumping)2 -
Enjoy your weekend.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
It always breaks my heart a little when the kids have issues at school, especially when they are still so small. Hopefully Brownies (the club!) will have helped. My youngest has always been slightly quirky and never had any particularly close friends at primary but has most definitely found his people at secondary and is thriving now so don't lose hope!
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes4 -
Excellent PAD for January, glad you've had a good week.
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Ooh yes, we can be ladies who lunch too!
Thank you 😊 It's such a shame for little miss, she's a lovely girl 😔
Thank you 😊 Hope yours is going ok too.
She enjoyed Brownies, but it didn't seem to help much. That's good to know about your youngest, I'm hopeful that once she gets to secondary school she'll be able to meet new people with similar interests.
Thank you 😃
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £17
Jan - £172
Feb - £17
Car balance Sept 25 - £11,031 - now £8,515
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy February! Spring is on the way!
I've padded some sales and interest today so a nice start to the month.
We had a good decluttering month in January and have started February well with sorting through little miss's clothes with her this morning, and getting both kids to sort through their shoes after we bought some new ones for little jwil yesterday.
February may be short but it's a spendy one as there are 4 birthdays (including mine and little jwil's). We've just booked little jwil's birthday outing, and his gift.
1/2lb off at SW yesterday, I was a bit disappointed with that, but it's better than the 2lb gain my scales were showing the day before!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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