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2026 - consolidation and calm
Comments
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2026 Declutter update:
1.Car handbook and case
2-3. Bags paperwork
4. Bath plug chain
5. Mirror lens
6. Wing mirror cover
7. Mail van toy
8. Art case
9-12. Fidget toys
13-34. Soft toys
35. Neck pillow
36. Cardboard boxes
37. Track piece
38. Car
39-48. Figures
49. Lightbulb
50-67. Scalextric parts
68. Cat toy
69. Packaging
70. Artwork
71. Snake soft toy
72. Phone book
73. Dinosaur
74. Playmobil vehicle
75. Car
76. Pen
77. OOD meds
78. Bag
79. Game
80. Train accessory
81-85. Soft toys
86. Box
87. Car trim
88. Oil
89. Window shade
90. Doorhandle
91. Slot car
92. T shirt
93. Board game
95. Wrapping paper
96. Pile of paper
97-98. Transformers
99. Car
100. Power pack
101. Track piece
102. Microwave
103. Cooking tray
104. Wire rack
105-107. Clothing
108. Shoes
Magazines/papers: 94
Other: 108Total: 202
Ebay listings: 0
Ebay parcels: 18Survey/other earnings:
Amazon: £5
Paypal/cash: £12.43
Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Massive well done on the decluttering.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Thank you, I'm really pleased, and feeling a bit more on it again. Hopefully we can keep the momentum going!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £12
Jan - £172
Feb - £29
Car balance Sept 25 - £11,031 - now £8,514
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Back to work today, boo. I'm heading into the office so have prepped lunch.
Nice PAD today due to the £10 lottery win which has gone to the mortgage rather than the car.
Have a good day everyone!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
So close to getting under 8500!!
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.762 -
I was thinking that too and so disciplined putting the pad to the mortgage
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.1 -
You are on fire.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
I know, I can't quite believe how much I've paid off so far!
Thank you. I have to pay it straight away otherwise it will just get sucked into general spending.
Thank you 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I was in the office today then finished at home. I was going to have to go in tomorrow too, but the meeting was turned into an online one, so I might not bother. If I do I'll come home in time for a 2.30 meeting so little miss can walk home and I'll be here for her.
I drove in this morning, and when I came back to my car this afternoon, I have never seen such a mess! The car is absolutely plastered in bird poop! I was under a lamp post so they must have been sitting on that. Seriously though, it's everywhere! I opened the boot and it's even trickled down through the edges. All the windows are covered, the roof, the sides. Annoyingly the cars either side of mine were clean as whistles! I'm hoping DH or the rain will clean it tonight 😁, otherwise I'll have to have a go tomorrow.
Little jwil made chili at school today, so I enjoyed that for my dinner. It was very SW friendly too which is a bonus.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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