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2026 - consolidation and calm

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  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    A £1 lottery win sent to the mortgage this morning.

    I like these short weeks! I have my MOT tomorrow though so fingers crossed that's all smooth. I need to pull out the warranty and check that, as it covers any work needing done on MOT I think. My warranty expires on Saturday so I have had the car a year now!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,436
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Can’t believe you have had the car 🚗 a year!

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • jwil
    jwil Posts: 23,982
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    I know, neither can I, it's flown by!

    Sadly I don't have the car at the moment as it needed two tyres for MOT and they can't do them today, so I was stranded 20 odd miles from home. Thankfully DH was on his half day so he could come and pick me up. They should deliver it back on Monday, unless they do manage to squeeze them in today so we can pick it up tomorrow. I had a good mooch around the town though, so that was a nice change.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £14

    Car balance Sept 25 - £11,031 - now £6,943

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,501
    1,000 Posts Third Anniversary Photogenic Name Dropper
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    Glad the car didn't need anything more dreadful, also can't believe it's been a year!

  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £142

    Sep - £16

    Car balance Sept 25 - £11,031 - now £6,942

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    I went out last night with work colleagues and drank a lot (for me). I am hanging this morning, but was very surprised to still lost 1lb at SW. I wasn't expecting that!

    We are going out today, and I need to make sure we've got everything for little miss's residential next week. It will be her first time away from us, but she's looking forward to it. I think we do have everything, but need to double check. I'm off the days she's away so am very much looking forward to three days to myself without any school run!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,436
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    I was out last night too and only had one drink. Definitely not shining bright today. Such a lightweight these days c

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • jwil
    jwil Posts: 23,982
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Hope you are feeling better now. I don't drink much so I am a complete lightweight. I I really need some sleep tonight though!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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