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2026 - consolidation and calm
Comments
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Happy September! I can't believe it's the end of Summer.
I've been out with the kids this morning, so that was good. I'm still keeping up with surveys, so hopefully will have some extra PADs soon.
We were credited a whole 93p for our free hour of electricity. That was with us trying to do all the high energy stuff, including charging the car. It seems a lot of effort for not much reward! We're not high users generally though, and don't really use a lot at the peak times. We'll still take part though where we can.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £4
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £4
Car balance Sept 25 - £11,031 - now £6,946
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Just checked my account and we've been credited with the whole 14p! Problem is we have solar panels so when the weather's been as good as it has been we don't actually use very much electric anyway. We used much more during the 2 hours we had free including washing machine and tumble dryer! Also had the oven on all of which use a decent amount of power.
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Try not to spend it all at once! 😂 I'd love solar panels. In our free hour we had the car on charge, the WM on, all devices charging and 3 x showers. We didn't use the TD as it was a nice sunny day anyway so it didn't seem right. We did use it on our session this weekend though, so it will be interesting to see if it makes a difference.
We have a gas cooker, and I tend to do all the heavy using stuff in the day or early morning, so when the saving sessions are running it's generally only the TV, playstation and computer on anyway unless the car is on charge (only generally once a week or less) or the TD is on. We don't have much scope for turning stuff off. DH won't be parted from the TV, so it's just about whether I can persudade little jwil off the PS for our savings.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
The thing is though that I have solar panels & I cannot reduce my usage between 4 & 7 pm because it is the expensive time on my tariff & I don't use anything from the grid at that time.
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It's difficult isn't it. At least you are doing the right thing by not using the grid at the busy times!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £5
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £9
Car balance Sept 25 - £11,031 - now £6,945
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Is a bit like a supermarket sweep isn't it. Run around for an hour to use as many things as possible. Ditto for the showers here too. I'm the mad lady who does the washing,hoovering and dishwasher whilst shouting get in the shower now it's free till such a time. Pennies make pounds so over the year it's probably worth it but at the time its a bit random!
Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Sept 26- just under 62k
June 25 Debts in my name were £5170. Now 6122 (Oct 26)
DH debts ?? at a guess £15k2 -
Yes, it's surprisingly hard work to make good use of the free hour!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £3
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £142
Sep - £12
Car balance Sept 25 - £11,031 - now £6,944
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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