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2026 - consolidation and calm
Comments
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PAD (Payment a Day)
Today's PAD - £12
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £130
Car balance Sept 25 - £11,031 - now £6,954
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Good pad today jwil 😊
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Thank you 😁 I've been keeping up with surveys so lots of cashouts!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £4
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £136
Car balance Sept 25 - £11,031 - now £6,951
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Happy payday! Yhe money shuffle has been done. I'm off until Wednesday which is nice.
Yesterday me and the kids had the opticians, all good there, and no new glasses needed for me. I also managed to get a pair that were broken repaired for free so I've got my spare pair again.
Today I've been for my smear which as ever was a delight. At least it's done though. It feels a bit annoying doing all this stuff on my leave days though.
Tomorrow little miss and I are probably off to a protest. There's an anti immigration protest happening, and so we plan to go to the counter protest.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
You are doing great. Which survey sites do you use?
Credit card 1 23/7/26
£8959.58£7783.87 (13% paid)Credit card 2 23/7/26
£695.34£0 (100% paid)Loan 23/7/26
£7514.73£7038.99 (3% paid)Total debt: 23/7/26 -
£17169.65£14822.86 (13% paid)1 -
Thank you😊 I reduced the number of sites I use a while ago. I mostly use prolific and one poll now, also pinecone, you gov and your say pays.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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