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2026 - consolidation and calm
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Nice to have a wee win.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
floofy flouncing...love it
enjoy the eventIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
It was a nice surprise!PennysIntoPounds said:Yay for lottery win 🥂
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thank youdoingitanyway said:floofy flouncing...love it
enjoy the event
We didn't go to the event in the end. DH checked the price of the tickets and they were very expensive at the time we wanted to go so he decided against it. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Well done on the lottery win!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
Thank youNeverendingDMP said:Well done on the lottery win! I'm waiting for the big one! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
DH has sold another item. I'll pack it once he finds it.
Little jwil has a hospital appointment tomorrow, so I need to take time out to take him. Little miss isn't feeling well, which could be a virus or anxiety about school (she says not). Busy week ahead but I am off for a week after that.
My buying paralysis strikes again, as my bag has broken - it's been gradually falling apart for a while now. I can't find a bag I like. I have one on my wishlist on A, it's only cheap, but as I don't love it, I don't want to buy it. I'm fed up with 'it'll do' but I am clearly too fussy! The things I want in my head don't exist!
My anxiety is rearing its head again, but that's partly all the juggling, but I think also the lack of fresh air and exercise. Although quiet January has been nice, I think we've been a bit too sedentary so need to make the effort to go out next weekend. I haven't been walking to school as much as there have been various appointments that clash, so that won't have been helping. Little miss has been walking home a couple of times a week too, which means that little movement break from work in the afternoons has gone. It's nice to have the time back, but I do need to keep the movement going."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
What sort of bag are you after? Fiorelli often do a decent range at not stupid prices and they have a sale on at the momenthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1 -
What type of bag & colour do you want?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
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