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2026 - consolidation and calm
Comments
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You’ll soon shed that 1.5lb. Good that you’re getting back on it now.January PADs looking good to say it’s only the 10th.We’ve had a smart meter ever since they first came out and it’s so much easier. Our gas meter is outside in a box that’s a nightmare to get the cover off and back on.I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Thank youSun_Addict said:You’ll soon shed that 1.5lb. Good that you’re getting back on it now.January PADs looking good to say it’s only the 10th.We’ve had a smart meter ever since they first came out and it’s so much easier. Our gas meter is outside in a box that’s a nightmare to get the cover off and back on.
I'm back on it again, hopefully it will last through the working week!
I'm really pleased with the PADs.
I left DH to do the gas meter readings as he always had the van parked too close and I can't get in the gap
It will be nice to not have to do either any more though! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Happy new year and happy New diary. Your end of years stats looked really good considering you have your new car. Well done! Hope everyone is okay and has settled back into school and work.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k1 -
'Only' £50 a month, that's well good savings that is 🥂
Great news on the car, the light, and just the 1.5lb, my weight goes up and down that in a day so no worries for your weight loss plan there!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Thank youNeverendingDMP said:Happy new year and happy New diary. Your end of years stats looked really good considering you have your new car. Well done! Hope everyone is okay and has settled back into school and work. Happy new year to you too
Thank youPennysIntoPounds said:'Only' £50 a month, that's well good savings that is 🥂
Great news on the car, the light, and just the 1.5lb, my weight goes up and down that in a day so no worries for your weight loss plan there! The £50 makes a nice difference in the end, but it would be nice to be able to do the full £250 a month. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
PAD (Payment a Day)Today's PAD - £2
Jan - £87
Car balance Sept 25 - £11,031 - now £8,568"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've paid another CC today so car bill has gone down again
DH has sold a few items so more stuff leaving the house.
We found a comic book that little miss had drawn regarding her issues at school. Her talent is fabulous, though of course the content is heartbreaking. She seems to be withdrawing from the few friends she had at school. School has put her into elsa support again, which she is enjoying. She's happy at home, but it breaks my heart when she tells me she just went off on her own at school. I don't know what to do.
Little jwil has an appointment with the consultant for his arm next week. He's hoping he'll be told he can't do rugby, and is suggesting he's going to refuse to anyway. Happy days!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee11 -
🤗. 🤗. 🤗.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Almost Thursday! One more week then I have a week off too which will be lovely.
My save the change account reached £25 today so I've withdrawn that and sent it off to PBs.
I spent my lunch break catching up on surveys so have managed to cash out, so will PAD that tomorrow."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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