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Winter Wonders

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,813 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Oh dear @Wednesday2000, what's the book?!


    Five listings
    Few more things in charity shop bag 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • beanielou
    beanielou Posts: 98,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Finally managed to write some birthday cards for posting. Will post tomorrow. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 9,428 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Could you get an AI summary of the book @Wednesday2000? 😉

    Meter readings taken and submitted. Balance at energy supplier checked and healthy (but not too healthy! 😊)
    House EF topped up from joint house current account - at £700 v. target of £1K 😊

    Fresh bedding tonight … luxury!! 🤩❤️

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,813 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Mr PIP tried to be productive in the glow of us getting our first mortgage instalment by ordering the paint we'd chosen. Only half of it available 😐

    So my fun Friday job tomorrow is trying to either convince myself that other tones on the dunelm website are fine (they're not) or look at the other one million billion colours available elsewhere that obviously aren't called the same colour or have the same pictures so there's no way of actually knowing 😭😭
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Baileys_Babe
    Baileys_Babe Posts: 6,577 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mr PIP tried to be productive in the glow of us getting our first mortgage instalment by ordering the paint we'd chosen. Only half of it available 😐

    So my fun Friday job tomorrow is trying to either convince myself that other tones on the dunelm website are fine (they're not) or look at the other one million billion colours available elsewhere that obviously aren't called the same colour or have the same pictures so there's no way of actually knowing 😭😭
    Your local decorators merchants should be able to mix you any colour you want 😉

    Our external doors are a Farrow and Ball colour, definitely not F&B paint.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Suffolk_lass
    Suffolk_lass Posts: 10,869 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mr PIP tried to be productive in the glow of us getting our first mortgage instalment by ordering the paint we'd chosen. Only half of it available 😐

    So my fun Friday job tomorrow is trying to either convince myself that other tones on the dunelm website are fine (they're not) or look at the other one million billion colours available elsewhere that obviously aren't called the same colour or have the same pictures so there's no way of actually knowing 😭😭
    That is why, having chosen an unavailable colour, we do go to a "mix your shade here" service - we were fortunate enough to have a shaggy D-dog decorating centre near us in our last town location - I have to say they were much better than the DIY OB version but software has moved on. If you struggle with sharing an opinion or making a decision, this is much more pain free.

    Over here I made marmalade before the Seville oranges went over! Hooray! I also shuffled round some containers in the larder and managed to remove the (now empty, decanted) crate that had been in there since New Year
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Wednesday2000
    Wednesday2000 Posts: 8,832 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    The book is called On The Calculation of Volume. It is about a woman who repeats the same day over and over, like the film Groundhog day, except that film was entertaining and funny and this book is totally boring! Haha, I just looked on Reddit and a lot of people agree with me. It is so tedious that I might not read it all.

    My physio had to cancel today, but that was lucky as I overslept anyway. I have a class later. My OATS are to pick up some medication for my dog and the form for the blood test. I had better go and have a shower and get ready.
  • KajiKita
    KajiKita Posts: 9,428 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    @Wednesday2000, I regularly give myself permission not to finish books I’m not enjoying … 😉

    Cat food wrangled and clarified. Stocks not needed immediately removed to storage in cellar. 
    Two huge cardboard boxes beaten into submission and jammed tidily into recycling wheels bin! 💪👏😊
    Scraps bin emptied and parsley harvested for side salad this evening 😊🌿
    Walk had and fresh air imbibed - happy sigh …
    Pootling, dead growth cutting back and tap rooted weed evicting in garden for an hour - fabulous 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 9 books of target 52 in 2026 as @ 27th January 
    Produce tracker: £36 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,813 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thanks @Baileys_Babe and @Suffolk_lass if I had enthusiasm I would do that but I do not 😁

    Chose paint.
    Called HMRC.
    Nuff said.
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
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