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Steadily climbing the mountain, enjoying the view along the way
Comments
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What's the prequel to chocolat? So nice to have books to look forward to 😊
Yay for universe sending conservatory option your way!
Amazing OP work 👏
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
Gorgeous flowers
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Thank you 😊
I’m rather pleased with them … 😊
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You know you’ve been gardening when ….
You find forget-me-not seeds behind your ear in the shower! 😉😂
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Wow - I have just reread Chocolat after reading Vianne, I loved both!
And also I have golden courgettes growing, people in real life are laughing at my excitement over them😩😂
Mortgage OP 2026 £1920/2000Mortgage balance: £29,386
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £55 -
Excellent, I have that to look forward to then 😊
That’s just rude! 😉
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
There are more books in the series but I am leaving them a while so I don’t go overboard 😂
Mortgage OP 2026 £1920/2000Mortgage balance: £29,386
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £52 -
Oh right, I didn’t know 🤔😊
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I am defeated … It’s only 23C here atm, but the sun is beating down and I am melting! Had to come in having only got two dahlias in the ground. 😥 Forecast is for highs of 34C today. I might try and come down and garden at 5am tomorrow, if I wake at that time, as I am every day anyway atm … before the sun comes round to the veggie patch (south facing).
Physio this morning, so will need a shower before I inflict myself on him! 😂Then more food buying, mainly for cold / instant eat stuff, to minimise cooking for wed / thu / fri as we are forecast to be 40C here … 🥵
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Stay safe in the heat KK. 🥵 Good idea on the early morning gardening. I too am usually awake around 5am but am too lazy to get up and do anything 🤣
❤️Mum 2018
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House cash purchase completed FEB 2023 🥳🍾 & left work. 🤗
Retired at 55 & now living off the equity £10k a year
❤️Dad 2025
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14
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