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Steadily climbing the mountain, enjoying the view along the way
Comments
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Last night MSE kept telling me the server was unavailable!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)1 -
And that’s one app I have had absolutely no issues with. Seamless transition and full function. I don’t get it … 🤷♀️
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I still keep getting told that I ‘don’t have permission’ to look at MY thread from the little red bell notifications … 😳
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I didn’t even attempt to go to the gym today. Had a rotten night - was awake for c. an hour in the wee smalls thinking about work (sent an email to myself this morning to download my head about that). It doesn’t help that I am going away for night again this week for training that I don’t want to do … 🙄 I hate going away. Also a touch lurgified.
I did a batch of white beans, sage and tomato soup for work, which used up the bought in sage I got last week.
Washed, dried outside and folded all of Mr KK’s washing. Washed and dried all the towels.
Cleaned bathroom and loo. Emptied all internal bins.
Read another book. Interesting twist at the end I didn’t anticipate but I didn’t particularly ‘like’ any of the characters …
Ordered bulk cat food via TCB. Mr KK has been instructed to switch to chicken kibble after the current bag is finished 😊
Corresponded via text with an ex colleague from the crazy workplace. It was good to catch up with him 😊
Steps were a bit low so did a 15 minute / 2K steps with r1ck workout, so I sleep tonight.
Still feeling a bit meh, but at least I got all the critical chores done.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Hope you're feeling much better and that the training if underway isn't being too dreadful.
Agree that the consistent unusability of this site is a ridiculous, every time I read in the news about potential foreign cyber meddling bringing constant misery to millions, I think well at least they won't have to bother on this website, MSE's server host does it perfectly well themselves 🙄😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
TBF it’s not always the server host it’s sometimes caused by hackers.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Well they should save their energy, the official 'upgrades' are much worse 😂
(I am very grateful for this site and only want it to be well)
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
I'm finally able to see recently commented thread without clicking on more buttons! This is new to me. But I'm still having issues with my text somehow moving and words becoming jumbled as I type them and having to go move the cursor back to where it was. So annoying.
I hope you're feeling better soon and back to the gym. Perhaps if you're not feeling well and have work commitments you can pause the membership for a month? We weren't able to do that on ours hence why we just quit but I know others that can.
Emergency Fund - £1000
Groceries October £ 313.59/500
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…and here I thought it was something I was doing that made my screen alphabet soup! Glad to know it is not just me!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)1 -
Oh what's with the Canadian moose?
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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