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Steadily climbing the mountain, enjoying the view along the way
Comments
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A glass-roofed conservatory is basically a greenhouse attached to your house! Definitely look into how to replace the roof with an insulated one.
I'm about to go away for a week, so suspect my greenhouse will also turn into a jungle while I'm away!
2 -
KajiKita - do you know who installed the conservatory originally? When we were house hunting, we viewed a house that had a square conservatory, in a southwest facing garden. We managed to find out from the vendor who had installed the conservatory (a local firm, still in existence), and I gave them a call, and asked them if they did the 'solid roof' conversions. The lady said it had become their 'bread and butter' and although she couldn't find the details of the original install, she took a few details of the conservatory and gave a 'ball park' quote of £3,500 - which was about half of what I'd thought it was going to be, with looking at online. I was quite surprised at that - because as it was, the conservatory was useable for possibly a few weeks in spring and autumn. As it happened, we didn't proceed with the house - the neighbour was planning an extension that the seller didn't mention….. but had we bought the house, the conservatory changes would have given alot of extra space - especially as the garden was much bigger at that house.
I was surprised how 'relatively' inexpensive it was to alter.
Greying X
GC October 2026 £191.87/£232.50 (£40.63 remaining for 8 days)
GC September 2026 £226.57/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend October 2026 £52.50/£80
Bulk Fund 2026 Month 10/12 - £0/£20.40 (reducing balance - start £120)2 -
Had a chat with Mr KK over dinner about the conservatory. He agrees with me that we should do something which is a good start 😊
I asked if he knew of who we could use, and he said it wasn’t beyond the realms of possibility that he could! He’s having a goggle at possible materials.
4 loads of washing processed and dried in a trice! 😳😂
Made an omelette with mushrooms and cheese for me and the same but with a piece of ham in it for Mr KK for lunch.
Dinner was a quick, frozen down portion of curry and fresh rice. I’m absolutely melting now 🥵 We have retreated to the living room, in front of the fan, before we have to wash up.Chloe has returned as a vocal cat! When she went to the Cattery she was silent. This afternoon she’s been running around the garden squeaking everywhere. I think she’s doing it because she’s been around other cats who have been vocalising all week - I’ve had a cat do that before when coming back from a Cattery. Nit sure if she will stay like this, it might be quite nice if she did 😊
Switched to Italian on 2olingo and gone right back to the beginning. It’s quite entertaining … 😉KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Thanks @Greying_Pilgrim. I think it’s ancient and one of the ones that has gone bust (safestyle maybe?) But I do think we could ask the local company that we buy our replacement double glazed panels from, for a quote, if they do it.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Glad you had a good time. When I replaced my conservatory in 2020 the new one has rubber roof. I kept the base & brickwork & the old wood structure was replaced & the new roof and the windows. So glad it was done then as I could not afford it now.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]4 -
Interesting @beanielou, I hadn’t considered a rubber one.
Got up and out into the garden early. Watered everything, including areas I want to weed to help loosen them up. Greenhouse is doing well, but I need to do some more supporting in there as things are spreading out. I have a baby cucumber 🤩 Courgettes are starting to fruit, yellow ones. Better look out some recipes for those! Sweet peas are starting to flower as well. I think I need to go through the broad beans and see what’s ready to harvest in there before they get too coarse. I might be able to clear some of the BBs to make space for some leeks to go in as they are starting to look aged and blotchy now … 🤔
Spent about an hour beating back the weeds and random overgrowth in the cut flower border. Took three massive trugs down to the compost heaps, and found some snapdragons, purpley filler flowers and astrantia in there. I will cut some of those tomorrow, once they have had chance to take up the water I have given them this morning.
After cooling down a bit I went into town for new library books (I picked up chocolat and the prequel which I will read back to back but with something else in between), some bits from the supermarket that will take less cooking than the original meal plan, a leaflet from a conservatory conversion company that was sat in M0rrison’s foyer - yes really! 😊, booked a gym induction for Thursday morning and refuelled the car.
I have decided that I will cover the cost of the gym (£35 pcm) from my ’pocket money’ and reduce my ‘allowance’ accordingly. That way I will be able to pay for the gym but without affecting my ability to OP the mortgage each month as I am at the moment.
Booked a quote from the conservatory conversion company for 11am Friday morning.
Hot again now!
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
When you bookmarks bring you to this comment
Interesting @beanielou, I hadn’t considered a rubber one
😱😱😱 till I went back to see it was merely about conservatory roofing options 🤣
dxx
ps courgette soup is fab way to use up. Onion, stock, a potato, courgette sliced. Smush up once cooked, freeze in portion
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Gritted my teeth, held my nose, grimaced and …. done my financial updates!
Actually, it's not too bad 😊
- £148.99 for fuel to and from and around Normandy and the refill from today that's included in that figure will easily take me to the end of the month and well into the next.
- Food spends were pretty ferocious and we only have £81.22 left in the food budget until the end of the month. Either Mr KK needs to refund the food account some of the alcohol we bought when we first got there or we are going to have to eat from freezers and cupboards etc. … (The latter I wouldn't mind but he will 🤷♀️)
- Pretty much everything else came from the Eur300 I took with me in cash. There's little left of that, but I don't mind that for a good holiday! 😊
Just rung Coop for an updated minimum monthly mortgage payment figure. It has now decreased enough that the £1810 we pay as a set amount each month, now includes a £102.75 OP pcm 🥳🎊🎉Well chuffed with finally cracking the £100 barrier!
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
Picked some astrantia for the dining room 😊
I will record this as £3 in my produce tracker (as that’s what these would have cost to buy in morreesons) and once I do that my tracker will be at £155 for the year 😊
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 75 books of target 52 in 2026 as @ 21st October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12
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