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Steadily climbing the mountain, enjoying the view along the way

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  • beanielou
    beanielou Posts: 97,887 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Disappointing about the dance mums. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ah what a shame about the dance mums although you never know by the end of term it may have improved, you all know a routine and the dance instructor doesn't feel like she needs to prove herself by going too hard and fast too soon 😂. 
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £128.27/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • Cheery_Daff
    Cheery_Daff Posts: 18,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about DanceMum - was the instructor new? She may have been a bit nervous I suppose - hopefully it'll improve (and you'll likely get the hang of it a bit more too!) Good on you for trying something new! 

    Urgh, cameras are the worst. I'm a bit immune now after the full shock of recorded lectures and online classes in covid :open_mouth: but I still don't like it :lol: 

  • Cheery_Daff
    Cheery_Daff Posts: 18,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    😱 neither of those situations sound relaxing or fun at all! 😱😱
  • KajiKita
    KajiKita Posts: 9,306 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    😱 neither of those situations sound relaxing or fun at all! 😱😱
    It’s been an ‘interesting’ first week back, let’s say … 😉

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
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