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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @badmemory when we moved here we had four large rhubarb plants that have been in years. I accidentally chopped one back as I didn't realise we had a fourth one (it wasn't as big) however by the end of the last growing season bits were sprouting out of it. I love rhubarb and have lots In the freezer now from our crop 😄! Tastes so much better homegrown.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £128.27/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,695 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Ah that sounds a great day KK. Well done for getting your mate round and putting on a splendid spread with gorgeous sounding rolls.
    Not downplaying counselling and/or trauma at all, but life is short so big well done for 'feeling the fear and doing it anyway'
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • KajiKita
    KajiKita Posts: 9,306 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah that sounds a great day KK. Well done for getting your mate round and putting on a splendid spread with gorgeous sounding rolls.
    Not downplaying counselling and/or trauma at all, but life is short so big well done for 'feeling the fear and doing it anyway'
    Thanks PiP :smile:

    Used some parsley from the garden for the soup, so have updated my tracker a little more! :smile:

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 January at 9:35AM
    That lunch sounds lovely, I am sure your friends are not judging your house but I totally get how things from the past can mess with your present mindset.
    Mortgage OP 2026 £50/2000
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,546

    Make £50 a month Jan £20
    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Humdinger1
    Humdinger1 Posts: 2,713 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Found your new diary and subscribed @KajiKita! Happy new year to us all.   Huge congratulations on feeling the fear and doing it anyway. Love Humdinger xx 
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,655 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    That feeling of being judged for your house is very, very familiar for very similar reasons KK! I'm glad you had a lovely time in the end and you 'banked' an experience to negate the negative spirals.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
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