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Steadily climbing the mountain, enjoying the view along the way
Comments
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Thanks @Brie and I do rather agree @daisy_1571 and @greenbee …
Finished work for the week and have managed to throw some food down my neck, corner Mr KK into working on a meals list with me for the week and my counselling session. The latter was pretty intense! 😳 Not in a bad way but it has kept me feeling pretty exhausted and burnt out. I have no great ambitions for the rest of the day …Online shop, cook dinner, have a shower and that’s about it I think.
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Have a lovely evening and day doing whatever the heck pleases you 🥂
Whoohoo for discovering annual leave spare
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
My understanding is that it was set up years ago and there was a plan to make it more meaningful but that's gotten lost along the way a bit. And the system has changed several times and the points have just remained ticking upwards.
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Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅2 -
That would be too much 🤣
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
I have honestly never noticed them before
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'1 -
Never noticed the points either and as I'm trying to spend less time on scrolling ….. best not look 😀
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
I did get out into the garden by 7am this morning, with all protections in place! Dug and cleared for long enough to make space to get sweet peas in around the new stand and protected with copper rings. Phew!
Tosco shop wrangled alone as Mr KK at a show.
Repotted every one of the houseplants around the TV stand in the lounge (the cheese plant had inserted its anerial roots into two other pots! 😳😂) and accidentally propagated some - bits fell off with roots! 🤷♀️😉 Once those wee ones have got their toes in, I will take them into work, as people quite enjoy my planty windowsill 😊Deep cleaned the TV stand and that corner and then put all the plants back. Some of them are a bit mis, but I’m hoping with fresh compost and a good drink they will perk up now.
Did all my weeks washing and got it all back in 90% dry before the rain started.
Tried on all of the bizarre fish order that arrived today. Some of it (one dress) was just a touch small, but I’m keeping it because I love it and it gives me some incentive … 😉 washed the pale tops from this order ready for for work this week and they are on the airer in the conservatory. I will wash the dark ones tomorrow.I have been quite restless today so haven’t managed to settle into a book as yet, but now I have done 12K steps, perhaps I will be able to settle now …
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
What a productive day, well done. I once found a cheeseplant had started bedding it's roots into the carpet 😳 I still blimmin love them though, top of my list of 'wants not needs' when we move
Hope you're enjoying winding down time. The snooker is on again on bbc at 7pm if you need lovely soporific background
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
Thanks @PennysIntoPounds 😊 The cheese plant is looking simultaneously sheepish and perkier! 😂
I finished digging the bed!! My spuds are in!! I can hardly move, but what the heck … I have time to recover before I go back to work. 🤩😉
Mr KK didn’t come home last night as planned - it was raining when the show finished and he didn’t want to drop his tent when wet and he’s told me today, something else about a mate’s GMC now being repaired, so I assume that had an issue as well … 🤔🤷♀️ It’s meant I have had a lovely long spell on my own. Just what I needed … 😉
I’m having the most bizarre, but polite conversation on LI with a guy (who’s showing the open to work banner) after he self confessed to being a toxic boss. I asked him what he meant by it and he said I would have to ask people in his contacts. I said that would be weird and perhaps he could. He said that would be self promotion. I said it wouldn’t and gave him the words to use … Most bizarre but highly entertaining. From here it feels like he is squirming like a two year old! 😂😂😉
Three loads of washing processed and dried but not yet put away. Next job 😊
Tried a new recipe for lunch. Curried, cheesy, butter beans with quick pickled red onion. Really good, an absolute keeper. 😊
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
love butter beans. They are featuring a bit in my menu plan as I have many tins. Current fav is with pasta rocket pumpkin seeds sun dried tomatoes and generous amounts of pesto.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2
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