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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • KajiKita
    KajiKita Posts: 10,076 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Thanks @Brie and I do rather agree @daisy_1571 and @greenbee

    Finished work for the week and have managed to throw some food down my neck, corner Mr KK into working on a meals list with me for the week and my counselling session. The latter was pretty intense! 😳 Not in a bad way but it has kept me feeling pretty exhausted and burnt out. I have no great ambitions for the rest of the day …

    Online shop, cook dinner, have a shower and that’s about it I think.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 6,554 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Have a lovely evening and day doing whatever the heck pleases you 🥂

    Whoohoo for discovering annual leave spare

  • Brie
    Brie Posts: 16,944 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    My understanding is that it was set up years ago and there was a plan to make it more meaningful but that's gotten lost along the way a bit. And the system has changed several times and the points have just remained ticking upwards.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅
  • beanielou
    beanielou Posts: 99,556 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • daisy_1571
    daisy_1571 Posts: 2,996 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Watty1
    Watty1 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Never noticed the points either and as I'm trying to spend less time on scrolling ….. best not look 😀

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 8,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    love butter beans. They are featuring a bit in my menu plan as I have many tins. Current fav is with pasta rocket pumpkin seeds sun dried tomatoes and generous amounts of pesto.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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