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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • beanielou
    beanielou Posts: 99,575 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Very scary regarding the defibrillator.
    Enjoy a restful weekend.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • KajiKita
    KajiKita Posts: 10,088 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Thanks @Cheery_Daff @Sun_Addict @beanielou
    I have no idea how the casualty is but the garage have offered to replace the pads so I will ask when I show them the bill.

    Not off to a good start here. Mr KK is grumpy and fed up that he has to be nil by mouth and we had a fight (a small one) about it this morning. Whilst that was going on my breakfast toast burnt and on elf my eggs exploded … 🙄😂

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Baileys_Babe
    Baileys_Babe Posts: 6,731 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    I hope your day improves 🤗

    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • beanielou
    beanielou Posts: 99,575 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Also hope that your day improves. 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Brie
    Brie Posts: 16,946 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Are you done yet? Hope your daff are in bloom to cheer you up when you get home. Or if you don't have daffs there's some nearby. I went by where I used to work yesterday and the roadway was all in bloom. I used to love looking out the window at work (6th floor!) and would get a get view of them along the carriage way. A great way to brighten the day.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅
  • Watty1
    Watty1 Posts: 8,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Just caught up. Hope the day improves, that Mr KK is speedily dealt with, that you congratulate yourself on having the foresight to get the defib installed for the benefit of someone if not one of your team and may you find daffs to brighten on your day.

    (I've been teaching Charming Cob "snowdrops" as a word, we are moving on to "daffodils" now so he learns to stop and admire them - or maybe he thinks that is my next word for stop for a munch while rider looks about - not sure).

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,747 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper

    On the flip side with the defib, thank goodness it was there to help when it was needed!

    Hope Mr KKs thing is excised quickly and you hightail it out of there speedily!

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • Cheery_Daff
    Cheery_Daff Posts: 18,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    SoundSounds like tomorrow needs to be restful and restorative KK, for both of you! Xx

  • skint_spice
    skint_spice Posts: 13,742 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hope Mr KK recovers quickly

    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May 
    Boiler fund £2085/3000

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