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Steadily climbing the mountain, enjoying the view along the way
Comments
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Very scary regarding the defibrillator.
Enjoy a restful weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Thanks @Cheery_Daff @Sun_Addict @beanielou
I have no idea how the casualty is but the garage have offered to replace the pads so I will ask when I show them the bill.Not off to a good start here. Mr KK is grumpy and fed up that he has to be nil by mouth and we had a fight (a small one) about it this morning. Whilst that was going on my breakfast toast burnt and on elf my eggs exploded … 🙄😂
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I hope your day improves 🤗
Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Also hope that your day improves. 🤗
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
Are you done yet? Hope your daff are in bloom to cheer you up when you get home. Or if you don't have daffs there's some nearby. I went by where I used to work yesterday and the roadway was all in bloom. I used to love looking out the window at work (6th floor!) and would get a get view of them along the carriage way. A great way to brighten the day.
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅🏅2 -
Just caught up. Hope the day improves, that Mr KK is speedily dealt with, that you congratulate yourself on having the foresight to get the defib installed for the benefit of someone if not one of your team and may you find daffs to brighten on your day.
(I've been teaching Charming Cob "snowdrops" as a word, we are moving on to "daffodils" now so he learns to stop and admire them - or maybe he thinks that is my next word for stop for a munch while rider looks about - not sure).
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
On the flip side with the defib, thank goodness it was there to help when it was needed!
Hope Mr KKs thing is excised quickly and you hightail it out of there speedily!
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +12 -
@Baileys_Babe, @beanielou, @Brie, @Watty1, @Merlin's_Beard - thank you for all the comments and good wishes. I do particularly like the idea of training one’s mount to cease motion when a particular flower is named - that’s pretty cool ❤️
We got to the ward at just before 10am. I gave up and left to come home at 11.15am. He was finally seen and done at 1pm. The chap who saw him suggested he came back the next day and had it dealt with under GA. Mr KK was just ‘Nope, can’t be doing with all that messing about. I’m here now, get it done!’ Medico was a bit surprised but ‘got stuck in’ … ! Mr KK has been left with a 2cm hole on his back which is packed with gauze so it can drain, and will need it assessing / cleaning / etc at the GP on Monday, so he won’t be straight back to work. He’s expecting it to hurt a lot once the anaesthetic wears off but is so relieved to be home, have had it done, be able to drink coffee and eat again, he’s not too bothered … 🤷♀️😂😉
I haven’t managed to get much done today in all honesty, with all the driving back and forth, but some more washing has been wrangled and every bin has been emptied, including the ones in the kitchen. Oh and dealt with a feathery body in the living room, including vacuuming up the feathers … 😢 Still feeling very tired. Tomorrow needs to be more productive.
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2026 as @ 23rd October.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
SoundSounds like tomorrow needs to be restful and restorative KK, for both of you! Xx
4 -
Hope Mr KK recovers quickly
Mortgage OP 2026 £1920/2000Mortgage balance: £29,386
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £53
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