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Steadily climbing the mountain, enjoying the view along the way
Comments
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Thanks for the feedback @greenbee, @Skint_yet_Again, @Watty1. I do feel a bit guilty about the waste but I suspect you are correct.
Quiet morning in work - boss still off sick and not likely to be back next week either …
I am feeling quite positive though as I have:
~ Dropped off a whole heap of books at the charity shop in town that does take them and the modelling tray that I bought for Mr KK that he never used … 🙄🤷♀️😊 My conservatory hasn’t looked so clear in months! 🤩
~ Changed my library books.
~ Thought about buying compost so I can sow sweet peas but as I am driving the courtesy roller skate and can’t open the boot, I will leave it until Sunday when we are planning a tip run.
~ Done my second session of training - the hip openers were a disaster, I held plank for a crumb longer - go me! 😊I have a state of mind (or something) call in c. 20 minutes. Then I will refuel the roller skate and collect my car (🤞 the bill isn’t too ferocious…).
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
We cross posted - I will, thank you.
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Ooh lovely clear conservatory 😍
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
It feels huge! Fancy coming over for a rave?! 😂😂😂😉
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Car collected. I was right it was just dust etc in the brakes (Mr KK was having collywobbles that, because they were making a slight noise, they were going to fail on me or some such … 🙄😂😉). They have been cleaned, the greasy bits have been regreased and they are all aligned. £78 which I didn’t think was bad at all 😊
The mindset call was just introductory. I have another call in three weeks, in the meantime I have to watch and note what I say to myself.
Mr KK had lit the fire by the time I got home as he had become grumpy from being cold working in an unheated shed all day, painting. He’s now in an unheated garage, playing … explain the logic of that please someone?! 😂KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Getting my glowsticks out now KK
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty1 -
Fab! 😊 D’you fancy some party food? Fairy cakes and jelly?
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
That's a lovely offer but I'm not eating food at a rave, I have enough going on in this world without new portals of reality appearing before my eyes 😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
😂😂😂😂
Probably very wise … 😉
KK
As at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 31 books of target 52 in 2026 as @ 7th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Happy weekend to you.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1
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