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Steadily climbing the mountain, enjoying the view along the way

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Comments

  • beanielou
    beanielou Posts: 101,180 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Enjoy your lunch.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • KajiKita
    KajiKita Posts: 10,747 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    To be fair, he is a bit crock … 😉

    Hair is cut (all shaggy and wild again 🤩) prescription collected and extra ibuprofen purchased to take into work for my shoulders 👏

    Lunch out is cancelled because my friend has had to go into work, on her birthday as well. Bah. 🤷‍♀️🙄

    Just finished a cracking novel, off to update my total in my signature 😊

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 66 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    You've hit your book target for the year! Way to go! I thought I was doing well and my target is so much smaller than yours 😂.

    Emergency Fund - £1000 
    Baby cash emergency fund £210/250 
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 24/24

  • KajiKita
    KajiKita Posts: 10,747 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    At least that’s one target achieved this year. 😊 Oh and I have visited four gardens. Not likely to achieve many others though … 🤷‍♀️😉

    KK

    As at 18.08.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 66 books of target 52 in 2026 as @ 10th September. 
    Produce tracker: £315 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,286 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Hope Mr KK feels less whiny better soon 😁 In seriousness it is horrid being unwell so I hope he gets a good night's sleep and is on the road to recovery tomorrow

    Sea glass cup sounds gorgeous!

    Happy new hair 😊

  • beanielou
    beanielou Posts: 101,180 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Happy new hair.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Humboldt
    Humboldt Posts: 656 Forumite
    500 Posts Second Anniversary Name Dropper

    Hi @KajiKita, just catching up. Another week of great posts. Pleased that your latest physio session went well, impressed that you have achieved your phenomenal book reading target, hope Mr KK is feeling better, and just reading about dancing dinosaur & roller skating unicorn wrapping paper has made me smile ☺️

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,286 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Wowzers that's a productive day! 👏

    Lovely you got a wee bit of Madame Chloe snuggle time, bravo to Mr KK (and you) for his sauce and I'm glad he's feeling better, and I know your Dad can be challenging but I am also well impressed by him, I hope despite the work involved in your relationship you also allow yourself a bit of pride and reflected family glow x

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