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Steadily climbing the mountain, enjoying the view along the way
Comments
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Enjoy your lunch.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
To be fair, he is a bit crock … 😉
Hair is cut (all shaggy and wild again 🤩) prescription collected and extra ibuprofen purchased to take into work for my shoulders 👏
Lunch out is cancelled because my friend has had to go into work, on her birthday as well. Bah. 🤷♀️🙄
Just finished a cracking novel, off to update my total in my signature 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
You've hit your book target for the year! Way to go! I thought I was doing well and my target is so much smaller than yours 😂.
Emergency Fund - £1000
Baby cash emergency fund £210/250
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 24/243 -
At least that’s one target achieved this year. 😊 Oh and I have visited four gardens. Not likely to achieve many others though … 🤷♀️😉
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
Hope Mr KK feels
less whinybetter soon 😁 In seriousness it is horrid being unwell so I hope he gets a good night's sleep and is on the road to recovery tomorrowSea glass cup sounds gorgeous!
Happy new hair 😊
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Happy new hair.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Hi @KajiKita, just catching up. Another week of great posts. Pleased that your latest physio session went well, impressed that you have achieved your phenomenal book reading target, hope Mr KK is feeling better, and just reading about dancing dinosaur & roller skating unicorn wrapping paper has made me smile ☺️
2 -
@PennysIntoPounds Mr KK was well enough to be able to taste his beef this evening and made gravy for himself FOR THE FIRST TIME!! 👏👏👏👏👏 (I was busy, talked him though making a sloppy roux etc and he seemed to get on okay 😊)
@Humboldt I’m glad the wrapping paper made you smile. I dropped the presents, card and little houseplant I had propagated over to my friend yesterday evening and she loved them 😊 Hopefully we will manage lunch next weekend …. 🤞
Busy-ish day today, seemed pretty food dominated.
Made my Gaia veggie roast - 7 further portions in the freezer 😊👏
Wrangled Mr KK’s washing - all dry, folded and away. My reward was 5 minutes on Mr KK’s bed with Chloe-Bean who had claimed it for a day-long snooze 😊❤️
Made a batch of red lentil and tomato soup fir work lunches. Blitzed and boxed it.
Downloaded the pension app - linked to my work pension. 👍
Did the MnS vouchers via the app thing after a couple of attempts.
Replied to my dad’s latest walking email - he’s now in Prague at another conference presenting another paper …
Took photos of the garden, put them in PPoint, annotated them and sent off to the gardening contractor for what I want done when he comes in a couple of weeks.
Did all the financial updates. Not amazing, not horrendous 😉Read a fair chunk of a very brain stretching novel …!
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Wowzers that's a productive day! 👏
Lovely you got a wee bit of Madame Chloe snuggle time, bravo to Mr KK (and you) for his sauce and I'm glad he's feeling better, and I know your Dad can be challenging but I am also well impressed by him, I hope despite the work involved in your relationship you also allow yourself a bit of pride and reflected family glow x
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
I needed a productive day after my inertia yesterday … 😉
Madame Chloe is out ferralling now … 🙄😉😊❤️ I suspect we won’t see her again until the wee small hours …
Mr KK has been on the go all day Tbf. He took it in to his head to empty out the DIY shed and try to organise it. He didn’t empty every cupboard or shelving but pulled out everything that was on the floor in front of said storage. There is wood to be cut down for firewood / kindling and a significant tip run to do next week 😊 The shed seems quite big inside now and you can love around in there without fear of breaking an ankle! 😉
I am very proud of my dad. He is doing amazing things at extending the boundaries of human knowledge and supported many other researchers in doing the same, over many decades. He just sucks as a caring, supportive, engaged dad … 😉🤷♀️
Done some spot watering of some treasures (pretty shrubs) that are wilting …
All food prep for tomorrow completed and I am, finally, sat on the sofa after my shower … Phew 😊
KK
As at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 66 books of target 52 in 2026 as @ 10th September.
Produce tracker: £315 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7
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