We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Joyous January's No-Spend Days Challenge!
Comments
-
6 NSDs in a row. My total is now 25/25 :)
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £5
Emergency fund Current total £270.36/£500
Pay off by Xmas 2026 Current total left £1071.86/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs
Decluttering 365 items 50/3653 -
That’s a real shame and the emojis aren’t showing for me when I navigate to it (from an IPad).
One here today.
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 28 books of target 52 in 2026 as @ 23rd April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
@KajiKita they sometimes take a moment or so to appear for me but they do appear, on laptop, anyway - I wonder whether anyone else is having problems with the linked version? Feel free to say.
I agree it's a shame though. I posted on the Rich Editor feedback thread to request that they add html to the codes supported under the new system (this is the code I use to make the list and it used to be supported under the old way of posting). Please feel free to add your thoughts to the thread! Other codes are supported by this new comment system, and maybe I can work out a way to use something else for the list. Bear with me xx :)
1 -
Another NSD for me, again.23 /20 now.
Will spend tomorrow as it's shopping day.
@Cathybird. Haven't a clue, Why do things get changed when there is nothing wrong. I am a techophobe though.
ilovetea xx
Make £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/202 -
Last Friday (23rd) was a NSD and today has been a NSD making 8/10 thus far.
paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Declaring an early call for a 24/20 NSD Wednesday. It's snowing 🎅 and I have to keep safe & warm, so no venturing out today 🤐
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)2 -
another early call NSD today
#no 3 Debts off by Xmas 2026 £2175/£15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
number 23 for me today x
1 -
It's another NSD for me today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



