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Joyous January's No-Spend Days Challenge!

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Comments

  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    edited 25 January at 12:55PM
    A spendy weekend as am with my lovely daughters in Liverpool and am going to treat us all to lunch today. After being treated with beautiful home cooked food yesterday, it’ the least I can do. I also gave an amount of money to an elderly lady wrapped in a blanket on the street, when I saw her, it brought tears. I hadn’t anticipated that. 
  • Dizzycap
    Dizzycap Posts: 1,807 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Wow Dizzycap were you declaring before going to bed!  :D  :D  :D

    Another one declaring early for today. :)
    Wanna_Bee_Free - Not this morning  :D  I woke up very early and decided to do some gentle cleaning and decluttering, so declared early  :D  
    loopylupin - Well Done & Congratulations! Always declare your NSDs even if they go over your personal goal as it inspires both you and others to keep going on the NSD Train ;)
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Sunday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    2 more NSD for me, one yesterday and one Friday! I didn’t know if I could count NSD’s over my target. This page keeps me on track thank you.
    @loopylupin yes definitely, no matter what your target, you can still get all the emojis! xx :):)
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January at 9:39PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 7/18  image  image 


    AuntieL 16/15  image  image  image   image  image  image


    beanielou 25/19  image  image  image   image  image  image  image


    cathybird 19/15  image  image  image   image  image  image


    Changeyourlife25 7/10  image  image 


    crazybeautiful 19/25  image  image  image   image 


    cuddlymarm 12/15  image  image  image  


    Dizzycap 22/20  image  image  image   image  image  image  image


    doingitanyway 8/12  image  image 


    Doris17 21/20  image  image  image   image  image  image  image


    Honeysucklelou2 6/10   image  image 


    ilovetea 20/20  image  image  image   image  image  image 


    InDebtEnby 12/13  image  image  image  


    KajiKita 20/20  image  image  image   image  image  image 


    laurenh1 15/18  image  image  image   image 


    leftatthetrafficlights 15 


    LittleMissDetermined 17/20  image  image  image   image 


    loopylupin 12/10  image  image  image   image  image


    Mamma2004 12/10  image  image  image   image  image


    MissMoneyMishap 11/12  image  image  image  


    NeverendingDMP 1/10  image 


    Pinkpieuni 8/10  image  image 


    Prodigal50 12/10  image  image  image   image  image


    RhiBi 10/10  image  image  image   image 


    RollinginClover 15 


    ShelivesintheShire 13/20   image  image  image  


    snugglenush 2/10   image 


    SovereigntyQueen 31  


    Teamjarjar 5  


    Tenar15 8/12   image  image 


    Thriftymissus 21/20  image  image  image   image  image  image  image


    ThriftyPrincess40 21/20  image  image  image   image  image  image  image


    VickyA 2 14/15   image  image  image  


    Wanna Bee Free 17/10   image  image  image   image  image  image


    yellowstickerfan 10/15   image  image  image  



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Thriftymissus that was a kind thing to do xx :):)
  • Doris17
    Doris17 Posts: 1,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me please 21/20

    We did go for lunch, Christmas Gift Card covered the cost.

    "My Life Is About The Journey Not The Destination"



  • VickyA_2
    VickyA_2 Posts: 4,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 25 January at 6:24PM
    NSD for me, please.  Now up to 14/15 

    I hope that either tomorrow or Tuesday will see me hitting my target.  I need to pay for the renewal of my gym membership (which I DO use!), which hampers things.  It's all budgeted for, but I appreciate that gym membership is rather a luxury.  Cancelled my Disney+ subscription for the time being.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • Another 2 for me please lovelies !

    7/10! 💪🥰

    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

  • KajiKita
    KajiKita Posts: 9,995 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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