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Joyous January's No-Spend Days Challenge!

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Comments

  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    Another one for me today making it 12/15 

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,751 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good morning everyone, another one for me today. 16/10 please Cathybird. 
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 12/10
    April AFD challenge 6/14
  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    It was NSD yesterday and was planning on one today. But I have spent today in a station cafe and am still reeling from the price. At least I didn’t buy a Tunnocks tea cake (or gunge cakes as my mum calls them…) they were £2 each!!
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 343 Forumite
    100 Posts Name Dropper
    NSD today xx
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 17/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,591 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    It's one for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
  • beanielou
    beanielou Posts: 99,365 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Dizzycap
    Dizzycap Posts: 1,807 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    It's a NSD 21/20 Saturday - Been out but didn't take any money or cards with me  :D
    ~ NSD 2026 Challenge April 23/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1934.27 / £2026 (4)
  • RhiBi
    RhiBi Posts: 931 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    The awful weather has made for an easy NSD today!  Number 10 or 10!

    Find a little bit of joy in every day.

  • VickyA_2
    VickyA_2 Posts: 4,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Two NSDs for yesterday and today.  13/15
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 7/18  image  image 

    AuntieL 15/15  image  image  image   image  image 

    beanielou 24/19  image  image  image   image  image  image  image

    cathybird 17/15  image  image  image   image  image  image

    Changeyourlife25 5/10  image  image 

    crazybeautiful 19/25  image  image  image   image 

    cuddlymarm 12/15  image  image  image  

    Dizzycap 21/20  image  image  image   image  image  image  image

    doingitanyway 8/12  image  image 

    Doris17 20/20  image  image  image   image  image  image 

    Honeysucklelou2 6/10   image  image 

    ilovetea 18/20  image  image  image   image 

    InDebtEnby 12/13  image  image  image  

    KajiKita 19/20  image  image  image   image 

    laurenh1 13/18  image  image  image  

    leftatthetrafficlights 15 

    LittleMissDetermined 16/20  image  image  image   image 

    loopylupin 10/10  image  image  image   image 

    Mamma2004 12/10  image  image  image   image  image

    MissMoneyMishap 11/12  image  image  image  

    NeverendingDMP 1/10  image 

    Pinkpieuni 8/10  image  image 

    Prodigal50 12/10  image  image  image   image  image

    RhiBi 10/10  image  image  image   image 

    RollinginClover 15 

    ShelivesintheShire 13/20   image  image  image  

    snugglenush 2/10   image 

    SovereigntyQueen 31  

    Teamjarjar 5  

    Tenar15 8/12   image  image 

    Thriftymissus 21/20  image  image  image   image  image  image  image

    ThriftyPrincess40 21/20  image  image  image   image  image  image  image

    VickyA 2 13/15   image  image  image  

    Wanna Bee Free 16/10   image  image  image   image  image  image

    yellowstickerfan 10/15   image  image  image  


    To see the updated results for January on phone or tablet, click here :)


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