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Joyous January's No-Spend Days Challenge!
Comments
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Spend day today as it’s payday 😫#no 3 Debts off by Xmas 2026 £12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% -
#cc4. MBNA 0/2000 0% runs out soon
#loan2 0/10,500 13%2 -
Looks promising for another no spend day today at the moment. A small £1 sale made on Vinted. Still poorly but the antibiotics might be kicking in now.https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/143 -
NSD for me please 20/20
Second target reached.🎉
"My Life Is About The Journey Not The Destination"2 -
Heya!
5/10
another 3 days added for me this week!Whoop
hoping i can make it up to my monthly goal still about 3 months left in January 😂😂Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.381 -
NSD Friday 😁 Reached my target for JanuaryDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10002 -
NSD here today 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 32 books of target 52 in 2026 as @ 17th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another one for me.Current No Spend Challenge: 9/13
2025 No Spend Days: 60/150
Bank Loan Original End Date: 08/2030
Current End Date: 01/20301 -
January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 7/18
AuntieL 15/15
beanielou 23/19
cathybird 17/15
Changeyourlife25 5/10
crazybeautiful 19/25
cuddlymarm 11/15
Dizzycap 20/20
doingitanyway 8/12
Doris17 20/20
Honeysucklelou2 6/10
ilovetea 18/20
InDebtEnby 12/13
KajiKita 19/20
laurenh1 13/18
leftatthetrafficlights 15LittleMissDetermined 15/20
loopylupin 10/10
Mamma2004 12/10
MissMoneyMishap 11/12
NeverendingDMP 1/10
Pinkpieuni 8/10
Prodigal50 12/10
RhiBi 9/10
RollinginClover 15ShelivesintheShire 13/20
snugglenush 2/10
SovereigntyQueen 31Teamjarjar 5Tenar15 8/12
Thriftymissus 20/20
ThriftyPrincess40 20/20
VickyA 2 11/15
Wanna Bee Free 15/10
yellowstickerfan 10/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞1 -
12/10 for me today. Thanks 👍1
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Hi, one yesterday and one today.... I'll keep trying!! Should have a good run next week as I'm working lots, might be a few days short of 15 but I'm really enjoying this, thanks xx12/15 NSDs in January2
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