and @Changeyourlife25 , good to see you both here! I've added you both to the list, hope you enjoy the challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Everyone here is friendly if you need any assistance most are willing to help it sounds like you already know your way around, good luck on this thread. And I am sure @cathybird will be along soon to welcome you properly.snugglenush said:Hi everyone! New to the MSE Forums but would love to join please. I'm going to aim for 10 days.
Thank you!!Goal 1: Get a permenant job that sticks.
Goal 2: Aim 15 No spend days in January or above actual so far - 4/15
Goal 3: Get a lodger
Goal 4: Once goal 1 & 3 complete add 2.3K to the EF
Goal 5: Once goal 4 complete save for my own car as I do need one.2 -
Welcome to MSE & our lovely thread.snugglenush said:Hi everyone! New to the MSE Forums but would love to join please. I'm going to aim for 10 days.
Thank you!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Put me in for 10 please!Let’s go! 💪 I’ll try to average 10 a month but I’ve written a yearly goal of 100 NSD in my planner 😍Jan 26 GC 🥞🧇 £340.28/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 2/10
PAD JAN £73.052 -
hi @snugglenush
and @Changeyourlife25 , good to see you both here! I've added you both to the list, hope you enjoy the challenge
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laurenh1 said:Sorry I went AWOL in december, we adopted a dog and hes taken over my life somewhat 😅
See you all tomorrow, in 2026 🥳@ laurenh1 - AWESOME! May you have many happy times togetherHappy New Year to everyone and see you all on the new 2026 NSD thread tomorrow
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £787.42 / £2026 (1)3 -
Hello. Can I join in please.
Have been here before and did quite well.
Can you put me down for 20 NSD in January please.
Happy New Year to everybody.
ilovetea xx
Make £2026 in 2026 £23-78.
Declutter 43 items in 2026
NSD's in Jan. 15/201 -
Pop,pop,pop: It's a NSD 1/20 - 2026
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £787.42 / £2026 (1)2 -
NSD today 1/20#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
Kicking off the new year with a No Spend DayLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
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