I've added you to the list
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Comments
-
Happy new year to all the lovely people on this challenge and thanks @cathybird for continuing to support us all on this challenge. ❤️
I’ve been away from the forum for a good few months, have been facing some tough times with various family members’ health. Despite continuing issues, I’m very much hoping we’re over the worst.
Wishing everyone the very best for January and the months beyond.I’d like a target of 20 NSDs this month.Good luck everyone 💐2 -
NSD for me today, I’m on a mission! 💪🏻#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
@Thriftymissus, so sorry to hear about your family's battles with ill health, and hope things are getting easier for you. But really good to see you back here and best wishes for January and the year ahead to you too I've added you to the list
1
-
January 2026 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targets32b3in2013 18AuntieL 2/15
beanielou 2/19
cathybird 1/15
Changeyourlife25 2/10
cuddlymarm 1/15
Dizzycap 2/20
doingitanyway 1/12
Doris17 2/15
Honeysucklelou2 10ilovetea 1/20
InDebtEnby 1/13
KajiKita 18laurenh1 1/18
leftatthetrafficlights 15LittleMissDetermined 1/20
loopylupin 10Mamma2004 2/10
MissMoneyMishap 1/12
NeverendingDMP 1/10
Pinkpieuni 1/10
QueenJess 15short bird 18snugglenush 1/10
SovereigntyQueen 31Thriftymissus 20ThriftyPrincess40 2/20
VickyA 2 1/15
Wanna Bee Free 1/10
yellowstickerfan 1/15
To see the updated results for January on phone or tablet, click here
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
NSD foe me 2/15.
"My Life Is About The Journey Not The Destination"1 -
NSD here again 2/10 …. I was so tempted to get myself a lil diamond painting craft but I resisted
😍🤣Jan 26 GC 🥞🧇 £340.28/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 2/10
PAD JAN £73.051 -
NSD Friday 😁
Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £10002 -
Hey everyone! I am one NSD down so 1/10 for me
Well done everyone else who is off to a flying start!3 -
1/15 😊
Was really tempted to "just pop into Morrie's for a look" but resisted so I could post in here 😊7/15 NSDs in January3 -
Hi,
Newbie here!
I'd like to try for 10.
Today is 2/10.
Happy new year to everyone 💖
Thanks,
Mamma20042
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.4K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards