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Joyous January's No-Spend Days Challenge!

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Comments

  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 323 Forumite
    100 Posts Name Dropper
    With my NSD I December I was able to pay more off my credit card this month, thank you! This challenge is great! ❤️
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 8/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026 £24
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • loopylupin
    loopylupin Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper Photogenic
    Hi all
    happy to report 1 nsd today.
     
    Resisted popping to the shop! 
  • InDebtEnby
    InDebtEnby Posts: 294 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another one for me.
    Current No Spend Challenge: 7/13
    2025 No Spend Days: 45/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • RhiBi
    RhiBi Posts: 930 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Please could I join this, I’ll aim for 10 days.  Thanks!

    Find a little bit of joy in every day.

  • cathybird
    cathybird Posts: 16,491 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January at 7:13PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 18 

    AuntieL 2/15  image 

    beanielou 2/19  image 

    cathybird 2/15  image 

    Changeyourlife25 2/10  image 

    cuddlymarm 1/15  image 

    Dizzycap 3/20  image 

    doingitanyway 1/12  image 

    Doris17 2/15  image 

    Honeysucklelou2 10  

    ilovetea 1/20  image 

    InDebtEnby 2/13  image 

    KajiKita 18 

    laurenh1 1/18  image 

    leftatthetrafficlights 15 

    LittleMissDetermined 1/20  image 

    loopylupin 1/10  image 

    Mamma2004 2/10  image 

    MissMoneyMishap 1/12  image 

    NeverendingDMP 1/10  image 

    Pinkpieuni 1/10  image 

    QueenJess 15 

    short bird 18  

    snugglenush 1/10   image 

    SovereigntyQueen 31  

    Thriftymissus 20 

    ThriftyPrincess40 2/20  image 

    VickyA 2 2/15   image 

    Wanna Bee Free 2/10   image 

    yellowstickerfan 1/15   image 


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,491 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @ThriftyPrincess40 that's great to hear, well done xx :):) 

    Well done everyone in fact, Jan has got off to a great start! :) 
  • cathybird
    cathybird Posts: 16,491 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi @Mamma2004 image and welcome, good to see you here image I've added you to the list, hope you enjoy the challenge! image
  • VickyA_2
    VickyA_2 Posts: 4,696 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Day 2 and I'm now on 2/15 NSDs  :)

    I've been able to add teeny tiny bits of money to my ISA thanks to these NSDs.  I won't be retiring early, but my emergency fund is now on my "comfortable" zone and at least I'll have a buffer.  Honestly, it really is thanks to being more conscious about my spending due to these challenges.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,739 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy to report another one today. :-)
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 4/10
    April AFD challenge 3/14
  • Dizzycap
    Dizzycap Posts: 1,766 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Good monring all - It's a bit chilly this morning  :o:s
    An early call of a 3/20 NSD Saturday!  :D
    ~ NSD 2026 Challenge April 14/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1836.43 / £2026 (4)
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