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Joyous January's No-Spend Days Challenge!

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Comments

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,596 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 January at 10:17AM
    I am very excited about this thread. Long may it continue! I want to follow Little Miss Determined. Kicking off 2026 with a No Spend Day. :) I requested a return of my positive credit card balance too so my refund money is coming my way soon. 
    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    January NSD challenge 12/10
    January AFD challenge 3/14
    2026 Art pass savings £29.50
    2026 Railcard savings £0
  • Doris17
    Doris17 Posts: 1,003 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    No Spend Day 1/15.

    "My Life Is About The Journey Not The Destination"



  • laurenh1
    laurenh1 Posts: 1,073 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Thanks all. One for today please 😁 starting as we mean to go on. X 
  • doingitanyway
    doingitanyway Posts: 10,700 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    No spend 1/12 please
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • cuddlymarm
    cuddlymarm Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts
    Happy New Year guys
    NSD 1/15 today please. I stuck my nose out of the door and it’s freezing so I’m not leaving the house today.

    Pay off by Xmas 2026 £175/£2324.67
    January NSDs 9/15
    January PADs £520
    January grocery challenge £87.56/£150
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January at 6:33PM
    January 2026 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image  

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image


    January targets


    32b3in2013 18 

    AuntieL 15 

    beanielou 19 

    cathybird 1/15  image 

    Changeyourlife25 10 

    cuddlymarm 1/15  image 

    Dizzycap 1/20  image 

    doingitanyway 1/12  image 

    Doris17 1/15  image 

    Honeysucklelou2 10  

    ilovetea 20 

    InDebtEnby 13 

    KajiKita 18 

    laurenh1 1/18  image 

    leftatthetrafficlights 15 

    LittleMissDetermined 1/20  image 

    MissMoneyMishap 1/12  image 

    Pinkpieuni 10 

    QueenJess 15 

    short bird 18  

    snugglenush 10  

    SovereigntyQueen 31  

    ThriftyPrincess40 1/20  image 

    VickyA 2 15  

    Wanna Bee Free 1/10   image 

    yellowstickerfan 15  


    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Wanna_Bee_Free yay for refunds! x :):)
  • cathybird
    cathybird Posts: 16,174 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Happy new year, everyone image
  • MissMoneyMishap
    MissMoneyMishap Posts: 70 Forumite
    10 Posts Name Dropper Photogenic
    Start as we mean to go on, for sure!

    1/12 NSD


    I'm always in it. It's just the depth that varies.

    Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
    Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
    Phase 2: Zopa Loan: £12,755
     
  • yellowstickerfan
    yellowstickerfan Posts: 44 Forumite
    Fourth Anniversary 10 Posts Photogenic
    Can I join in please? My target is 15 days I need some motivation to stop buying unnecessary bits and pieces! 
    7/15 NSDs in January 
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