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Joyous January's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,764 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic
    snugglenush said:
    Hi everyone! New to the MSE Forums but would love to join please. I'm going to aim for 10 days.
    Thank you!!
    Everyone here is friendly if you need any assistance most are willing to help it sounds like you already know your way around, good luck on this thread. And I am sure @cathybird will be along soon to welcome you properly. 
  • beanielou
    beanielou Posts: 99,194 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    snugglenush said:
    Hi everyone! New to the MSE Forums but would love to join please. I'm going to aim for 10 days.
    Thank you!!
    Welcome to MSE & our lovely thread. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Changeyourlife25
    Changeyourlife25 Posts: 167 Forumite
    100 Posts Name Dropper Photogenic
    edited 31 December 2025 at 2:52PM
    Put me in for 10 please! 

    Let’s go! 💪 I’ll try to average 10 a month but I’ve written a yearly goal of 100 NSD in my planner 😍
    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

  • cathybird
    cathybird Posts: 16,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi @snugglenush image and @Changeyourlife25 image, good to see you both here! I've added you both to the list, hope you enjoy the challenge image
  • Dizzycap
    Dizzycap Posts: 1,754 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 31 December 2025 at 8:31PM
    laurenh1 said:
    Sorry I went AWOL in december, we adopted a dog and hes taken over my life somewhat 😅 

    See you all tomorrow, in 2026 🥳
    @ laurenh1 - AWESOME! May you have many happy times together  <3
    @ snugglenush  @ Changeyourlife25 - A very warm welcome to you  both <3 Enjoy the challenge  ;)
    Happy New Year to everyone and see you all on the new 2026 NSD thread tomorrow  <3
    ~ NSD 2026 Challenge April 12/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1834.93 / £2026 (4)
  • cathybird
    cathybird Posts: 16,486 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh1 the dog sounds lovely (I forgot to say earlier) - I love dogs - hope he or she brings much happiness to your family! xx :)
  • ilovetea
    ilovetea Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper


    Hello. Can I join in please.
    Have been here before and did quite well.
     Can you put me down for 20 NSD in January please.
    Happy New Year to everybody.

                   ilovetea  xx























    Make £2026 in 2026 £212-64
    Declutter 160 items in 2026
    NSD's in Jan. 24/20. Feb 18/20
  • Dizzycap
    Dizzycap Posts: 1,754 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 1 January at 3:23PM
    @ ilovetea - A very warm welcome to you  <3 Enjoy the challenge  :)
    Pop,pop,pop: It's a NSD 1/20 - 2026  :)
    ~ NSD 2026 Challenge April 12/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1834.93 / £2026 (4)
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 321 Forumite
    100 Posts Name Dropper
    NSD today 1/20 
    #no 3 Debts off by Xmas 2026 £2175/£15,250
    NSD March 14/22 NSD April 8/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026 £24
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £2175
    1% challenge = 14.2%

    #cc1 700/4100 29%
    #cc2 NatWest 600/3400 29%
    #cc3 Halifax 390/2150 26%
    #cc4. MBNA 485/5600 0% runs out soon
    #loan1 1300/14000  7.2%
    #loan2 858/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,553 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Kicking off the new year with a No Spend Day
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
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