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Joyous January's No-Spend Days Challenge!

Comments

32b3in2013 Posts: 2,477 Forumite

1 January at 6:41PM

Evening

First day and not a NSD for me. I am going away for a few days tomorrow so will probably spend some money celebrating a friend's so will have to be extra spendless after Sunday

Have a great weekend everyone

32b3

SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.63
1
ilovetea Posts: 1,294 Forumite

1 January at 6:57PM

First NSD for me .
Don't need or want anything and it's too cold to go out.
Best New Year wishes to everyone.

ilovetea.xx

Make £2026 in 2026 £23-78.
Declutter 43 items in 2026
NSD's in Jan. 15/20
1
VickyA_2 Posts: 4,651 Forumite

1 January at 7:17PM

Happy New Year!
I'm celebrating by having my first NSD, so I've officially started. 1/15

Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
1
beanielou Posts: 97,834 Ambassador

1 January at 8:13PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
NeverendingDMP Posts: 2,425 Forumite

1 January at 9:18PM

Hiya can I sign up please with a target of 10. Hopefully I'll beat that but as a family of five who always seem to have something crop up I think it's a good starting point. Today is 1/10 for me please

Jan 18 Joint debts 35,213

Mortgage Jan 18- 77224 Jan 26- just under 64k

June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k
1
AuntieL Posts: 477 Forumite

1 January at 9:55PM

Happy New Year!

Starting 2026 with an NSD 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
January 2026 NSD Challenge 5/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £92,396.89 (10years 4months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £44.43/ £1000
1
cathybird Posts: 16,174 Forumite

1 January at 10:28PM edited 2 January at 2:00PM

January 2026 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

32b3in2013 18

AuntieL 1/15

beanielou 2/19

cathybird 1/15

Changeyourlife25 1/10

cuddlymarm 1/15

Dizzycap 2/20

doingitanyway 1/12

Doris17 1/15

Honeysucklelou2 10

ilovetea 1/20

InDebtEnby 1/13

KajiKita 18

laurenh1 1/18

leftatthetrafficlights 15

LittleMissDetermined 1/20

loopylupin 10

MissMoneyMishap 1/12

NeverendingDMP 1/10

Pinkpieuni 1/10

QueenJess 15

short bird 18

snugglenush 10

SovereigntyQueen 31

ThriftyPrincess40 1/20

VickyA 2 1/15

Wanna Bee Free 1/10

yellowstickerfan 15

To see the updated results for January on phone or tablet, click here

🌞 🌞 Newcomers welcome! 🌞 🌞

0
cathybird Posts: 16,174 Forumite

1 January at 10:32PM

hi @NeverendingDMP , good to see you here I've added you to the list, hope you enjoy the challenge

0
Dizzycap Posts: 1,496 Forumite

2 January at 1:17AM

@ NeverendingDMP - A very warm welcome to you Enjoy the challenge
It's a 2/20 NSD Friday here

~ NSD 2026 Challenge January 17/20 (1)
# Spectos/Royal Mail Monitoring and PP 2026 - Rest
# No.12 Save £2 a Day 2026 £60.83 / £730 (1)
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)
# No.19 52 Week Env Challenge 2026 £130 / £1378 (1)
# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)
# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £30 / £200 (1)
# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)
# No.5 Fiver Friday Challenge 2026 £25/£230 (1)
# Make £2026 in 2026 £787.42 / £2026 (1)
1
beanielou Posts: 97,834 Ambassador

2 January at 1:38AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1

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