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Investing in Us: Holidays, Health, and the Road to £150k

11920222425

Comments

  • Watty1
    Watty1 Posts: 7,725 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hang in there!  The new job is just around the corner and you will get there soon.  Sending hugs.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 97,856 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that’s your last day done. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Watty1
    Watty1 Posts: 7,725 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Agree with daisy - sometimes we can only make the right call when we are in the right place. Other times we just have to shelve it until we are well enough, we can support yes but not drive things forwards.   Hope you can have a restful weekend
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 9,288 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Agreeing with what Watty and Daisy said but also noting that you have made contemporaneous notes, so if anything ever needs to come of it, you have it all documented already. 

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • liltdiddylilt
    liltdiddylilt Posts: 4,131 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Alright, now I’ve read & caught up. You have some very sage advisers in here! I can’t add much of anything to what we’ve already discussed. Just so glad you’re out of the stressfulness of 1-2-1. I’m still flabbergasted at what that tutor expected of those kids (& you!) during lesson. I did NOT realise you were there for 14 months. That flew by?!? I also didn’t realise you’re sharing the office. I think you made the right choice not to cause instantaneous friction, but in supporting the students to do so where they have the ability, you’ve done the best you can for them without causing unnecessary stress from the off. 

    Big hugs. Hope you & DP are planning on a witness whizzing from Kent. I’ll give you away & be the best maidenman of honour 😉 

    Enjoy the weekend ❤️ 


    Total Debt: -£5,029.17/£11,220
    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
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