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Investing in Us: Holidays, Health, and the Road to £150k

1171820222325

Comments

  • daisy_1571
    daisy_1571 Posts: 2,643 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think you need to think of it like your toothbrush.   Do you ever lose your toothbrush?   I'm going out on a limb here but will suggest- no, because its where you need it, where you use it and where you always put it back.

    No point having a lovely system in a room you don't access easily when you are doing paperwork.   No point taking photos if you don't go one tiny step further and move it into a folder called insurance.   No point chucking things in a random drawer cos that doesn't seem to work for you.  You've gotta keep looking at the problem and think toothbrush - what system works for your mind, where would you like to sit and do paperwork, do you want paper, a notebook, photos, files, a cabinet, individual files, one concertina file?  The more you know your own mind and what makes sense for you, the quicker you will hit on a system that you can keep going.

    What do you use at work?  Anything there that you like and can adapt?   There must be something cos otherwise you are going to keep condemning yourself to needless searching, needless mess, needless arguments 

    I've tried various things over the years, some too complicated so things pile instead of being filed then it's a pig of a job, some great but inaccessible so same issue but now have settled on plastic popper folders, label on outside clearly marked, a sensible amount of different ones and a repurposed cabinet we already had which fits the folders.  Repurposing that cabinet was a pain - proper game of Contents Tetris as the contents of i think 4 cabinets were switched round but it all makes sense now.  I like paper files for most things, spreadsheets for others plus address book for websites and passwords, that's how my mind works.

    Good luck, you can sort it

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • KajiKita
    KajiKita Posts: 9,288 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Don’t worry too much about the extra hours. No one will expect you to be up to speed immediately, so you can allow it to wind up gently. You’ll be tired at first, but you will adapt. I’m doing longer days four days a week than I did before, but because this job is so much a better fit for me, I don’t really notice any more and I’m only 8 months in 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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