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Investing in Us: Holidays, Health, and the Road to £150k
Comments
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Mice took one big bite out of a perfectly ripe avocado and DD's best jumper when she was less than a year old. Twenty years ago but I'm still not over it! Love Humdinger xx5
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@Humdinger1 🤣 that's the level of grudge holding I would do too over a best jumper and a perfectly ripe avocado. Neither are easy to come by. Well warranted grudge there. 🤣 I'm similarly annoyed about the chocs 🙈🤣.
I'm at work and it's going so slowly. Really hard work today. Very grateful I've only one week left of this job and a particular student from today. 😑🙄 Pulling teeth. Banging head on brick wall springs to mind.
No storm here even though we had alerts, lots of rain but 🤷🏻♀️ *shrugs shoulders* is that a storm? Should it have needed an alert and public transport cancelling 🤷🏻♀️. Hmm.
I've told a few people I'm getting married at work this week and they seem genuinely more excited than me 🤣. Although the more people I'm speaking to the more excited I am feeling...I think once it's here I'll be excited, DP is inviting more people by the day 🤣🤷🏻♀️. We're up to four guests now 😂. Oh, five, including DD.
DP seems to think the mouse has been into the house wandering around (wandering? Scuttling? Scurrying?) I am not sure it was mouse droppings he saw, I think it was dirt. But he seemed convinced this morning so is apparently going to deal with it. I told him I want no part in that, whatever that means 😑. I'm fearing the worst for poor mouse.
Right one last push at work before the day is over. ...I can do this. 💪🏻Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £128.27/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest5 -
Remember meecicles have no bladder control and widdle everywhere they go (that’s partly how raptors track them) so they are a hygiene issue … (Sorry). Sharing a home with a mouse, however cute can get pretty unhygienic.I’m glad the new job is looking more attractive 😉 Though I’m sorry you’ve had a tough first week back.I’m glad DP is getting more engaged with the wedding. Eventually he’ll remember that there’s a bride in the mix! 😉😂 How are your plans going?
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
@KajiKita
DP is very excited now, if only he had been this excited a few years back when he initially asked me to marry him ...i've kind of lost interest in a pretty dress and lots of guests now, especially as I am now overweight, feel frumpy, old, and not like my old self. This is an exercise in getting an expensive piece of paper to me. I know this sounds very cynical probably but I don't need a wedding or a big day to know I love someone, and want to spend my life with them, but for practical reasons I deffo want that bit of paper. I know how bitter and horrible his ex was in the divorce. Protecting myself here
Work was a flipping nightmare. I actually detest this day as much as my last year's Friday group albeit for completely different reasons (not aggressive behaviour at least, this time it's aloofness and ignorance). I immediately wanted chocolate and pizza when I came out. I recognise this as eating my feelings
. I settled for a cup of tea and three biscuits instead.
My f1tb1t has arrived, I am just setting it up, battery was completely dead which was annoying
had to find the charger before I could do anything else. And getting into the box needed a degree, couldn't figure out how to open it for at least 3 minutes.
JPs for dinner and salad. Maybe I will cave and get a takeout tomorrow, but for today I am resisting.Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £128.27/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest6 -
Well done for restraining yourself to three biscuits! 😊👏
I hate packaging like that … especially at the end of a long working day … 😳😂
We’re having JPs for dinner too 😊 Proper winter comfort food ❤️
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
@kajikita I ended up having crisps and chocolate 🙈🙈🙈!KajiKita said:Well done for restraining yourself to three biscuits! 😊👏
I hate packaging like that … especially at the end of a long working day … 😳😂
We’re having JPs for dinner too 😊 Proper winter comfort food ❤️
KK
I did however eat a very healthy meal of JP and salad. Didn't have any toppings on the JP as didn't fancy means and not eating dairy. Kinda balances out the naughty as I was good the rest of the day.Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £128.27/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest6 -
It balances out. You are more active now your knee is a touch better, so that might be driving a bit more hunger?debtfreewannabe321 said:
@kajikita I ended up having crisps and chocolate 🙈🙈🙈!KajiKita said:Well done for restraining yourself to three biscuits! 😊👏
I hate packaging like that … especially at the end of a long working day … 😳😂
We’re having JPs for dinner too 😊 Proper winter comfort food ❤️
KK
I did however eat a very healthy meal of JP and salad. Didn't have any toppings on the JP as didn't fancy means and not eating dairy. Kinda balances out the naughty as I was good the rest of the day.
Weigh in day for me in Sunday morning … I wonder if it will have moved. At all! 😳😂😉🤷♀️
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 6 books of target 52 in 2026 as @ 18th January
Produce tracker: £29 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Morning all,Hope you are having a good saturday so far.Made it out again for a walk - we actually had errands to run. This was quite funny. We have a small holiday apartment in the same town we live in. We needed to take the Christmas tree down and meet our handyman for a couple of small jobs. Jobs done, nothing too exciting except the replacement bag for the Christmas tree was much larger than anticipated. It must have fit a good 8 - 9 ft tree. Now baring in mind this tree was 5ft. My poor partner had the indignity of carrying the bag from one side of town to the other. We don't have a car so very used to carrying things from A to B. It really did look dodgy, just glad the bag was in red and clearly was related to Christmas but boy it was massive! Lesson learnt, next time we will get a taxi! Total steps so far 3.7k.2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £102,000.00 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%
2). #TBC Save 1p a day challenge 2026 £0/£780
3). £2443.38/£3000 in Investment ISA (32/50 investments)
4). Sensible money choices & debt reduction
5). Lose weight, get fitter and read 12 books in 12 months in 2026. 1 out 12 COMPLETED3 -
Afternoon all,
@Queen_of_the_Hive was that post for the diet thread 💖
I've also been out this morning doing errands, went to Mr S for food shop and DP and I went to the gym before that.
We went home and cooked instead of eating out so that's twice we've avoided take away or a meal out 🙌🏻 aside from buying a F1tbit (used pocket money anyway so not an issue) I'm doing okay on frugal Jan so far, however we're not even half way through yet 🤣 so won't get too excited just yet.
Broke fast today with a fry up....not really a fry up being veggie so plum tomatoes, beans, hash browns done in air fryer, baby tomatoes (because I forgot I'd already put plum tomatoes in a can two seconds before 🤦🏻♀️🤣) and mushrooms fried up in vegan butter and garlic. Unhealthy but could have been worse.
G0ust0 has arrived and been put away, total shop this week including the box came in at less than £150 so that's good (needed toiletries too).
Had a nice lie in this morning but I'm still feeling quite tired. The f1tbit says I had 8 and half hours sleep but only a tiny amount was deep sleep, I thought this was the case anyway as I wake up so tired. I wonder if I should get some sort of herbal thing to help me sleep 🤔. Feel like I need knocking out every now and then to catch up on deep sleep.
I walked on the treadmill today as didn't want to aggravate my knee, was okay. Did 1.5 miles /2.4 km. DP said I should swap to km as it's shorter and I could then aim for 3k walking instead of keeping trying to run. I feel exercised when I'm finished as I walk like I'm speed walking at the pace I go at 🤣🏃🏻♀️!
I think I'll have a tidy around, put a wash on and have a chilled afternoon with a book and maybe a movie. Dinner is pizza express pizzas from Mr S. With salad. So nice and easy, I might even be able to trust DP with making that one 🤣🤔😁.Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £128.27/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest4 -
I’m thinking about a herbal remedy to help with sleep, have you tried any before and did it help?
love 🐞Declutter 134/ 2026
£16.00 saved by growing and eating my own 2026
books read 3 in 2026
£35 - 🥳 funpot3
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