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Investing in Us: Holidays, Health, and the Road to £150k

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Comments

  • KajiKita
    KajiKita Posts: 9,288 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:
    Well done for restraining yourself to three biscuits! 😊👏

    I hate packaging like that … especially at the end of a long working day … 😳😂

    We’re having JPs for dinner too 😊  Proper winter comfort food ❤️

    KK
    @kajikita I ended up having crisps and chocolate 🙈🙈🙈!
    I did however eat a very healthy meal of JP and salad. Didn't have any toppings on the JP as didn't fancy means and not eating dairy. Kinda balances out the naughty as I was good the rest of the day. 
    It balances out. You are more active now your knee is a touch better, so that might be driving a bit more hunger?
    Weigh in day for me in Sunday morning … I wonder if it will have moved. At all! 😳😂😉🤷‍♀️

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 6 books of target 52 in 2026 as @ 18th January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Morning all, 

    Hope you are having a good saturday so far. 

    Made it out again for a walk - we actually had errands to run. This was quite funny. We have a small holiday apartment in the same town we live in. We needed to take the Christmas tree down and meet our handyman for a couple of small jobs. Jobs done, nothing too exciting except the replacement bag for the Christmas tree was much larger than anticipated. It must have fit a good 8 - 9 ft tree. Now baring in mind this tree was 5ft. My poor partner had the indignity of carrying the bag from one side of town to the other. We don't have a car so very used to carrying things from A to B. It really did look dodgy, just glad the bag was in red and clearly was related to Christmas but boy it was massive! Lesson learnt, next time we will get a taxi! Total steps so far 3.7k. 
    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £102,000.00 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%

    2). #TBC Save 1p a day challenge 2026 £0/£780

    3). £2443.38/£3000 in Investment ISA (32/50 investments)

    4). Sensible money choices & debt reduction

    5). Lose weight, get fitter and read 12 books in 12 months in 2026. 1 out 12 COMPLETED
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,303 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Afternoon all, 
    @Queen_of_the_Hive was that post for the diet thread 💖
    I've also been out this morning doing errands, went to Mr S for food shop and DP and I went to the gym before that. 
    We went home and cooked instead of eating out so that's twice we've avoided take away or a meal out 🙌🏻 aside from buying a F1tbit (used pocket money anyway so not an issue) I'm doing okay on frugal Jan so far, however we're not even half way through yet 🤣 so won't get too excited just yet. 
    Broke fast today with a fry up....not really a fry up being veggie so plum tomatoes, beans, hash browns done in air fryer, baby tomatoes (because I forgot I'd already put plum tomatoes in a can two seconds before 🤦🏻‍♀️🤣) and mushrooms fried up in vegan butter and garlic. Unhealthy but could have been worse. 
    G0ust0 has arrived and been put away, total shop this week including the box came in at less than £150 so that's good (needed toiletries too). 
    Had a nice lie in this morning but I'm still feeling quite tired. The f1tbit says I had 8 and half hours sleep but only a tiny amount was deep sleep, I thought this was the case anyway as I wake up so tired. I wonder if I should get some sort of herbal thing to help me sleep 🤔. Feel like I need knocking out every now and then to catch up on deep sleep.
    I walked on the treadmill today as didn't want to aggravate my knee, was okay. Did 1.5 miles /2.4 km. DP said I should swap to km as it's shorter and I could then aim for 3k walking instead of keeping trying to run. I feel exercised when I'm finished as I walk like I'm speed walking at the pace I go at 🤣🏃🏻‍♀️! 

    I think I'll have a tidy around, put a wash on and have a chilled afternoon with a book and maybe a movie. Dinner is pizza express pizzas from Mr S. With salad. So nice and easy, I might even be able to trust DP with making that one 🤣🤔😁.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 1/7 lb 
    Mortgage OP goal 2026 - £128.27/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • ladybird1106
    ladybird1106 Posts: 1,118 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I’m thinking about a herbal remedy to help with sleep, have you tried any before and did it help?
    love 🐞
    Declutter 134/ 2026
    £16.00 saved by growing and eating my own 2026
    books read 3 in 2026
    £35 - 🥳 funpot
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