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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Investing in Us: Holidays, Health, and the Road to £150k
Comments
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Happy New Year to all!
It's a number one year in numerology so we all get to start a new 9 year cycle.
Let's make it a good one 🎊🙏🏻💖
Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest5 -
Now's the time to manifest your dreams 💖🙏🏻

Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest6 -
Made my first OP to the mortgage for the year from the survey/ cashback money that hit my account, rounded up to a tenner. I think this month if I make any extra I'll send it to the OPs instead of the EF because the interest is higher on my mortgage (two of them anyway) than my savings account.
£10/4500
Here we go again....Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest3 -
Well done on getting your first OP of the year! My DDs come out on Monday 5th, I'm so tempted to do some roundups today already seeing lots of people kick off the 2026 with overpayments
Sometime later... Well, you've inspired me and I did circa £60 roundups between CCs and mortgage
xxMortgage: £173,700 Sep 22 £158,000 Jan 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £11,600 Jan 26
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
January 2026 Grocery Challenge: £200/£200
1
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