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Make £2026 in 2026
Comments
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Please could I join too?
Both myself and my husband were made redundant from the same company last year (him Feb & me April) but it was for the best as he was diagnosed with Secondary Breast Cancer in March and I have been struggling with my back for the last 13 years (7 back operations including 3 Spinal fusions). He is 57 and I am 53 so only hubby is able to access his Personal Pension, so I need to make some changes to our spending and savings. We also need to make sure that we have the funds to travel as our daughter moved to Boston, US in 2019, married 2020 and is expecting her first baby July 2nd ....exciting but worrying too!
I am looking at all ways that I could make & save some more money this year (I am quite good but know I can be better) so would appreciate any ideas or would love to hear what works for you.
Thanks5 -
@ Thorny123 - A very warm welcome to you and it's always so nice to see a new poster
Both you and your husband have certainly been through and are going through some very trying times 
I'll repeat the opening post from I_Love_comps which is full of fabulous ideas & others I'm sure will also amke fruther contributions
I know you've got rather a lot on your plate, but have you thought about having a good decluttering / clear out and selling your unwanted items on eBay / Vinted / FB Selling Groups & Etsy for any handmade goods? Whilst it may sound daunting, once you get into the flow it can become somewhat addictiveI_Love_comps said:This challenge is for noting down all money you have made in 2026.
Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot.
SURVEYS
WINS
EBAY
FB SELLING GROUPS
OVERTIME
SHARE DIVIDEND INTEREST
INTEREST FROM BANK ACCOUNTS
QUIDCO CASHBACK
FREEBIES (VALUE OF)
TOPCASHBACK
MATCHED BETTING
VOUCHERS FROM POINTS EG SHOP LOYALTY CARDS
MONEY MADE FROM ETSY(PROFIT MADE AFTER SELLING FEES)
VINTED (Profit made)
1. I_Love_comps
This year I totally decluttered the whiole house and made £9,780 from my unwanted personal decluttered items. I still have around 150 items left to sell which I'll be adding to this years £2,026 YTD total, if and when sold. Packaging for any sold items is mainly free with boxes of various sizes avaiable from SMs & Mr. Sainsbury's is particularly good because you'll also find bubble wrap at the bottom of the fruit & veggies boxes. Many a time I have rolled out a trolly load of flattened boxes and bubblewrap out of Mr.S's having made no purchase at all. The only thing I've had to buy are rolls of brown packing tape, cheap enough if you buy in bulk
Cashback sites like TopCashBack & Quidco are also great as you can virtually get cashback on most online purchases of gods & services, and even for opening / switching bank & various savings accounts. The Cashback soon adds up
There's also a No Spend Day MSE Challenge which I've personally found to be of great benefit as you certainly re-think the way you spend and how much you spend on non-essentials. Plus, it gives you time to shop around more, especially if you have designated spending days when you food shop, essentail shp etc leaving the rest of the week free from spending, if you are able to. Link Here: NSD 2026. Other MSE money saving challenges that might interest you can be found in my sig at the bottom of this post and all with direct links. There are others which can be found by searching the forum.# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £28 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £627.92 / £2026 (1)4 -
I would like to join please
And I will get interest from regular saver on the 2nd so that will be a start!
Debt as of 29/12/25
Overdraft: 1465.60 1408.43
CC1: 866.75 500
CC2: 5699.85 5199.85
Total:8032.30 7108.233 -
Hello everyone! I'd love to join please.
I'm determined to at least half my debt this year but have the added challenge of me and my husband separating so my outgoings will be going up!
Hoping this will be welcome motivation.
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Thanks @Dizzycap.
You've given me some good thoughts to get started. I will go and have a good look around the house for items to declutter. I did start selling a few bits of clothing on Vinted last year but came to a sudden stop. I have a rail of clothes designated to this (before I start searching my jam packed wardrobes) so will definitely start this back up.
I will also adopt the NSD challenge and see how we get on with that.
Cheers T123
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Don't they give you a bonus £1 for every £20 you save? I also got a big bonus at Christmas (£15 for saving £100) 😀I_Love_comps said:Iceland bonus card only gives us savings not making anything. So that won't count @CazzieLT.
Can you count Premium Bond Prizes?House Deposit Fund - £30,000 / Fees Fund - £5,000Furniture Fund - £2,500 / White Goods Fund - £2,500 / Flooring Fund - £2,500Emergency Fund - £7,500365 Day Penny Challenge for 2026 - £43.14/£667.95 (Holiday Fund)52 Week Card Challenge for 2026 - £8/£400 (Christmas Fund)£2 Savers Club for 2026 - £0/£200 (Fun Fund)Make £2,026 in 2026 (#11) - £82.00/£2,026 (Home Emergency Fund)2 -
Oh wow, I'm getting right on that, thank you so much!Dizzycap said:@ CazzieLT - Do you use TopCashback (TCB)? - Cashback for online purchases for almost everything including opening a new bank account & bank switches
There's also Quidco similar to TCB with a sign up bonus at times. I hope you use either or both of these 
House Deposit Fund - £30,000 / Fees Fund - £5,000Furniture Fund - £2,500 / White Goods Fund - £2,500 / Flooring Fund - £2,500Emergency Fund - £7,500365 Day Penny Challenge for 2026 - £43.14/£667.95 (Holiday Fund)52 Week Card Challenge for 2026 - £8/£400 (Christmas Fund)£2 Savers Club for 2026 - £0/£200 (Fun Fund)Make £2,026 in 2026 (#11) - £82.00/£2,026 (Home Emergency Fund)2 -
I am due interest on two e-savings accounts on New Year's Day - not expecting a ground-breaking amount but it'll be helpful in getting me startedbigbeff said:I would like to join please
And I will get interest from regular saver on the 2nd so that will be a start!
House Deposit Fund - £30,000 / Fees Fund - £5,000Furniture Fund - £2,500 / White Goods Fund - £2,500 / Flooring Fund - £2,500Emergency Fund - £7,500365 Day Penny Challenge for 2026 - £43.14/£667.95 (Holiday Fund)52 Week Card Challenge for 2026 - £8/£400 (Christmas Fund)£2 Savers Club for 2026 - £0/£200 (Fun Fund)Make £2,026 in 2026 (#11) - £82.00/£2,026 (Home Emergency Fund)2 -
Can I join please? No 17 or 27 if available
I’m full time self employed selling online so I won’t include anything I’ve specifically bought to sell so I will need to be slightly resourceful2026 - 52 Week Envelope Challenge #17
Payment a Day - Chapter 2026 £75.99/ £19,000
Make £2026 in 2026
365 Day 1p Challenge for 2026
January 2026 Grocery Challenge £129.33/£400
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Christa27 . I have not allocated numbers yet. So I will give you one of those.I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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