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Pay ALL Your Debt Off By Xmas 2026!
Comments
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You're number 3, will update target shortlyThriftyPrincess40 said:I don’t know my number but can I change my total to 15,250 a BIG challenge but it’s a goal to pay any off. I’ve paid £480 off today 💪🏻 next month may be tight but I’m going to try.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Hi
Please could I join? Love reading along but would like to join in. Do I add my debt amounts into my message?1 -
Hello all. I failed miserably last year as my debts got higher not lower but can I try again. TBF we got a couple of new windows and some house repairs done so it wasn't a total fail. This year my aim is clearing my non dmp debts and keeping them cleared, this will be £637. After that the hope is to save and pay the dmp debts via the end of 2027.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 Jan 26- just under 64k
June 25 Debts in my name were £5170. Now 5178 (Jan 26)
DH debts ?? at a guess £15k5 -
#2 Made a start £10 payment made and also received a £4 sale on Vinted so will send that when it arrives, must post tomorrow. I have more debt but not adding it to the total as might sell them, so until I know the plan I will stick with the CC for now.
£10/£2200Good luck everyone.1 -
Apologies just noticed my total increased by £100, this was due to partying over the festive season. Oops 😬2
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Good morning
Number 4 reporting in 😀 another £20 off my CC
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £87.56/£1501 -
Im in work until 4.30 today and then i will update figures etcI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10002 -
Could I join please? Debt is shown in signature £7251.05 target. Thank you.Debt as of 29/12/25
Overdraft: 1465.60 327.33
CC1: 866.75 500
CC2: 5699.85 5199.85
Total:8032.30 6027.182 -
I worked out my numbers, I owe £8002.53I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
Right my fellow internet friends! I need your honest help and advice!
I can take a consolidation loan out for £5,800 to clear all my loan debts and combining them into one payment and paying £276 each month. Does anyone agree or disagree etc?
Im just looking currently so wanting help and/or advice!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001
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