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Pay ALL Your Debt Off By Xmas 2026!
Comments
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For me, it would depend on the amount of the lump sum, if it was enough to pay the card off I would do that. Another one bites the dust thoughts. 29% is evil.ThriftyPrincess40 said:I might be getting a lump sum soon but I don’t know whether to pay my interest card off at £4000 29% interest or pay my loan off at 12000 at 7.2% with £500 payment a month? What’s best?Sept 24 : £32000 Aug catch up - £11436 Dec 25 - 8975
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92752 -
29% is a killer, it was 0% for 2 years but due to ex drawing it out and solicitor costs it got me and I can’t get credit to balance transfer 😭Debts off by Xmas 2026 0/4000
NSD Dec 18/20
365 days 1p challenge 2026
£2 coin savers challenge 2026 £2
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110001 -
@ThriftyPrincess40 I'd definitely try to get rid of it asap then, sorry for the circumstances, I hope 2026 is better for you xx
Happy Christmas and all the best in 2026 everyone, let's get rid of these debts!!
Mortgage: £173,700 Sep 22 £158,300 Dec 25
MF Date: Sep 52 Mar 52
2026 Challenges:
MFiT-T7 #5 ~ DFbyXMAS
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Please could I join, have yet to work out my debt total, will aim to do so by 1.1.26, let's go!1
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