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Pay ALL Your Debt Off By Xmas 2026!
Comments
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Paid £10 off my interest card after selling books and dvds 💪🏻#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5002 -
Ok so paid £220 off high interest card today, £500 off my solicitor bills, £109 of my second high interest card 💪🏻#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5004 -
Hey,
So not sure I'll be able to join in but I want to count my LISA as a debt and plan to add £4,000 a year to it, can I join in?
Thanks
Debt Free - 4th June 20253 -
Hello! I'd like to join this year again please. I'm on £12500. Thank you!
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
1 -
Hi, Can I join please?
I am on a DMP, but with extra payments I hope to clear £2000 in 2026
Pay off all your debts by Christmas 2026! #8 654.54/20002 -
Good morning guys
I got paid today so £50 off my CC
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2002 -
Nothing paid since Friday, managed to get my higher interest card down to £4000 so this is my target to pay off this year. Small steps x#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5002 -
Yippy, last year I had only just started and the figures felt too big to join. £8975 left to go, whoop whoop. Want the lot gone by Sept 26, I am probably being too industrious but would feel great to go from 32000 in Sept 24 to 0 in Sept 26
. Reality is December 2026.
£8975 currently.Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80653 -
Good morning
Another £20 off my CC today
Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£2001 -
I might be getting a lump sum soon but I don’t know whether to pay my interest card off at £4000 29% interest or pay my loan off at 12000 at 7.2% with £500 payment a month? What’s best?#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001
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