We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay ALL Your Debt Off By Xmas 2026!
Comments
-
Paid £10 off my interest card after selling books and dvds 💪🏻Debts off by Xmas 2026 0/4000
NSD Dec 18/20
365 days 1p challenge 2026
£2 coin savers challenge 2026 £2
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110002 -
Ok so paid £220 off high interest card today, £500 off my solicitor bills, £109 of my second high interest card 💪🏻Debts off by Xmas 2026 0/4000
NSD Dec 18/20
365 days 1p challenge 2026
£2 coin savers challenge 2026 £2
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110003 -
Hey,
So not sure I'll be able to join in but I want to count my LISA as a debt and plan to add £4,000 a year to it, can I join in?
Thanks
Debt Free - 4th June 20252 -
Hello! I'd like to join this year again please. I'm on £12500. Thank you!
Mortgage: £173,700 Sep 22 £158,300 Dec 25
MF Date: Sep 52 Mar 52
2026 Challenges:
MFiT-T7 #5 ~ DFbyXMAS
1 -
Hi, Can I join please?
I am on a DMP, but with extra payments I hope to clear £2000 in 2026
SPC - #0472 -
Good morning guys
I got paid today so £50 off my CC
Pay off by Xmas 2026 £70/£2324.672 -
Nothing paid since Friday, managed to get my higher interest card down to £4000 so this is my target to pay off this year. Small steps xDebts off by Xmas 2026 0/4000
NSD Dec 18/20
365 days 1p challenge 2026
£2 coin savers challenge 2026 £2
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110002 -
Yippy, last year I had only just started and the figures felt too big to join. £8975 left to go, whoop whoop. Want the lot gone by Sept 26, I am probably being too industrious but would feel great to go from 32000 in Sept 24 to 0 in Sept 26
. Reality is December 2026.
£8975 currently.Sept 24 : £32000 Aug catch up - £11436 Dec 25 - 8975
May 25 : £14000 Sept 25 - £10635
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92752 -
Good morning
Another £20 off my CC today
Pay off by Xmas 2026 £70/£2324.671 -
I might be getting a lump sum soon but I don’t know whether to pay my interest card off at £4000 29% interest or pay my loan off at 12000 at 7.2% with £500 payment a month? What’s best?Debts off by Xmas 2026 0/4000
NSD Dec 18/20
365 days 1p challenge 2026
£2 coin savers challenge 2026 £2
#cc1 /4100 high interest
#cc2 /3400
#cc3 /2143
#cc4. /6570
#loan1 /14000
#loan2 /110001
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
