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Pay ALL Your Debt Off By Xmas 2026!

2

Comments

  • Paid £10 off my interest card after selling books and dvds 💪🏻
    Debts off by Xmas 2026 0/4000
    NSD Dec 18/20 
    365 days 1p challenge 2026
    £2 coin savers challenge 2026 £2  

    #cc1 /4100 high interest
    #cc2  /3400
    #cc3  /2143 
    #cc4. /6570
    #loan1 /14000 
    #loan2 /11000
  • Ok so paid £220 off high interest card today, £500 off my solicitor bills, £109 of my second high interest card 💪🏻
    Debts off by Xmas 2026 0/4000
    NSD Dec 18/20 
    365 days 1p challenge 2026
    £2 coin savers challenge 2026 £2  

    #cc1 /4100 high interest
    #cc2  /3400
    #cc3  /2143 
    #cc4. /6570
    #loan1 /14000 
    #loan2 /11000
  • Hey, 

    So not sure I'll be able to join in but I want to count my LISA as a debt and plan to add £4,000 a year to it, can I join in?

    Thanks
    Debt Free - 4th June 2025
  • RedLipstick
    RedLipstick Posts: 162 Forumite
    100 Posts First Anniversary Name Dropper
    Hello! I'd like to join this year again please. I'm on £12500. Thank you!

    Mortgage: £173,700 Sep 22  £158,300 Dec 25

    MF Date: Sep 52 Mar 52


    2026 Challenges:

    MFiT-T7 #5 ~ DFbyXMAS

  • c.w.2015
    c.w.2015 Posts: 5 Forumite
    Ninth Anniversary First Post
    Hi, Can I join please?

    I am on a DMP, but with extra payments I hope to clear £2000 in 2026 :)
    SPC - #047
  • cuddlymarm
    cuddlymarm Posts: 2,254 Forumite
    Part of the Furniture 1,000 Posts
    Good morning guys
    I got paid today so £50 off my CC 

    Pay off by Xmas 2026 £70/£2324.67
  • Nothing paid since Friday, managed to get my higher interest card down to £4000 so this is my target to pay off this year. Small steps x
    Debts off by Xmas 2026 0/4000
    NSD Dec 18/20 
    365 days 1p challenge 2026
    £2 coin savers challenge 2026 £2  

    #cc1 /4100 high interest
    #cc2  /3400
    #cc3  /2143 
    #cc4. /6570
    #loan1 /14000 
    #loan2 /11000
  • Highlanddream
    Highlanddream Posts: 236 Forumite
    Sixth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 22 December at 9:43PM
    Yippy, last year I had only just started and the figures felt too big to join. £8975 left to go, whoop whoop. Want the lot gone by Sept 26, I am probably being too industrious but would feel great to go from 32000 in Sept 24 to 0 in Sept 26 :D. Reality is December 2026. 

    £8975 currently. 
    Sept 24 : £32000    Aug catch up - £11436   Dec 25 - 8975
    May 25 :  £14000            Sept 25 - £10635
    June 25 : £13000   Sep catch up - £10356                                                                                            
    July 25 :  £12000               Oct 25 -  £9569
    Aug 25 :  £11880               Nov 25 - £9275
  • cuddlymarm
    cuddlymarm Posts: 2,254 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    Another £20 off my CC today

    Pay off by Xmas 2026 £70/£2324.67
  • I might be getting a lump sum soon but I don’t know whether to pay my interest card off at £4000 29% interest or pay my loan off at 12000 at 7.2% with £500 payment a month? What’s best? 
    Debts off by Xmas 2026 0/4000
    NSD Dec 18/20 
    365 days 1p challenge 2026
    £2 coin savers challenge 2026 £2  

    #cc1 /4100 high interest
    #cc2  /3400
    #cc3  /2143 
    #cc4. /6570
    #loan1 /14000 
    #loan2 /11000
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