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Pay ALL Your Debt Off By Xmas 2026!
Comments
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6 - _Dolly_Rocker_ £416 £5,000
First mortgage overpayment of £416 made, also updated my goal to £5000 for the year.Debt Free - 4th June 20252 -
Updated balance £410.65 of £4,226.52
We were previously at £437.18 but the interest hit the barclaycard account 🤦♀️
I’ve made a few quid on the surveys and I’m keeping up with my payment a day challenge.So hopefully it’ll allow us to add a few extra quid to the debt at the end of the month.Jan 26 GC 🥞🧇 £340.28/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 2/10
PAD JAN £73.053 -
I feel your pain, I get my hopes up paying cc’s down, then they bang the interest on and my heart sinks 🤯😫Changeyourlife25 said:Updated balance £410.65 of £4,226.52
We were previously at £437.18 but the interest hit the barclaycard account 🤦♀️
I’ve made a few quid on the surveys and I’m keeping up with my payment a day challenge.So hopefully it’ll allow us to add a few extra quid to the debt at the end of the month.#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
£10 off cc today#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
I think I have updated totals correct, if not please give me a shout! All should also have numbers nowI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001 -
How do I view the totals please? Mine may be out due to interest 🤦🏻♀️#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35002 -
Click on page 1 of this chat, they are on the first page.ThriftyPrincess40 said:How do I view the totals please? Mine may be out due to interest 🤦🏻♀️
Sept 24 : £32000 Aug catch up - £11436 Dec 25 - £8975
May 25 : £14000 Sept 25 - £10635 Jan 26 -
June 25 : £13000 Sep catch up - £10356
July 25 : £12000 Oct 25 - £9569
Aug 25 : £11880 Nov 25 - £92752 -
£633.58/£15,250 This is yours at the momentThriftyPrincess40 said:How do I view the totals please? Mine may be out due to interest 🤦🏻♀️I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Admiral - £0/£8000
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026
Savings goal £91.50/£10001
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