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Pay ALL Your Debt Off By Xmas 2026!
Comments
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mentally feels better when they drop below a magic thousand, well doneThriftyPrincess40 said:NO3 £15 to credit cards today, close to below £2000 on one, £3000 on another and ones below £4000! The last one I’m leaving for abit whilst I focus on the high interest ones! Feel like I’m making progress! Feb is going to be hard though as a lot of debts and very minimal pay 😭
. Feb will be a long month top top it off 
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80652 -
well doneRedLipstick said:#7 - £2,100/£12,500 (£10,400 left)
Payday finally! Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651 -
#2 additional £30
Now £115/£22003 -
Total still in debt was £1199 now £1124 . Slow but steady progress.Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £6
Emergency fund Current total £290.33/£500
Pay off by Xmas 2026 Current total left £856.33/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs
Decluttering 365 items 50/3655 -
#9 £860 / 8975 , yippy. Only 120 to pay off from now until Feb pay day to get below 8000.Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80654 -
Made multiple payments and more to come by the beginning of feb. I’ve held some back to account for a poor wage in feb and to pay extra interest amounts, it’s all sounding messy but I’m on it 💪🏻 so today
cc1 high interest £17.05
cc3 high interest £21.34
cc4 high interest £51.61
total of £90 🥳🥳🥳#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5004 -
You are doing so well @ThriftyPrincess40 !
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
2 -
DMP payment made, no.8 now at 122.29/2000
Pay off all your debts by Christmas 2026! #8 654.54/20003 -
well done, it soon adds upc.w.2015 said:DMP payment made, no.8 now at 122.29/2000 Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80653 -
£30 to cc today 💪🏻
#no 3 Debts off by Xmas 2026 £2592.63/£15,250
NSD April 25/22 May 1/22
#no 13 365 days 1p challenge 2026 90/365
£40.95/£667.95
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £2592.63
1% challenge = 17%
#cc1 810/4100 29%
#cc2 NatWest 710/3400 29%
#cc3 Halifax 460/2150 26%
#cc4. MBNA 612/5600 0% runs out soon
#loan1 1300/14000 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5003
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