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Pay ALL Your Debt Off By Xmas 2026!

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Comments

  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 22 January at 3:19PM
    ThriftyPrincess40 said:
     NO3 £15 to credit cards today, close to below £2000 on one, £3000 on another and ones below £4000! The last one I’m leaving for abit whilst I focus on the high interest ones! Feel like I’m making progress! Feb is going to be hard though as a lot of debts and very minimal pay 😭 

    mentally feels better when they drop below a magic thousand, well done :D . Feb will be a long month top top it off :( 
    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    RedLipstick said:
    #7 - £2,100/£12,500 (£10,400 left)

    Payday finally!
    well done :D
    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • SuperSavingD
    SuperSavingD Posts: 714 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    #2 additional £30

    Now £115/£2200
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 27 January at 9:04PM
    #9    £860 / 8975 , yippy. Only 120 to pay off from now until Feb pay day to get below 8000. 
    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 481 Forumite
    100 Posts Photogenic Name Dropper
    Made multiple payments and more to come by the beginning of feb. I’ve held some back to account for a poor wage in feb and to pay extra interest amounts, it’s all sounding messy but I’m on it 💪🏻 so today 
    cc1 high interest £17.05
    cc3 high interest £21.34
    cc4 high interest £51.61 
    total of £90 🥳🥳🥳 

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • RedLipstick
    RedLipstick Posts: 241 Forumite
    100 Posts First Anniversary Name Dropper
    You are doing so well @ThriftyPrincess40 !

    Mortgage: £173,700 Sep 22  £157,700 Feb 26

    MF Date: Sep 52 Mar 52

    CC Debt: £15,250 Nov 25 £9,200 Feb 26

    NSD: Jan: 17/31 | Feb: 12/28

    2026 Challenges:

    MFiT-T7 #5

    DFbyXMAS #7

    Sealed Pot Challenge #022

    2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200

    2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200


  • c.w.2015
    c.w.2015 Posts: 10 Forumite
    Tenth Anniversary 10 Posts
    DMP payment made, no.8 now at 122.29/2000 :smile:
    Pay off all your debts by Christmas 2026! #8 864.99/2000
  • Highlanddream
    Highlanddream Posts: 367 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    c.w.2015 said:
    DMP payment made, no.8 now at 122.29/2000 :smile:
    well done, it soon adds up :)
    Sept 24 : £32000         Sep 25 - £10356         Feb 26 - £6872      Jul 26 - £5495
    May 25 :  £14000        Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000         Nov 25 - £9275          Apr 26  - £5998                     
    July 25 :  £12000         Dec 25 - £8975          May 26 - £5998 
    Aug 25 :  £11436         Jan 26 -  £8065          Jun 26 -  £5959
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 481 Forumite
    100 Posts Photogenic Name Dropper

    £30 to cc today 💪🏻

    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD June 23/22
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

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