We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING

Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A Very MSE Advent 2025

13840424344

Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,478 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Wow, she really must have spent loads to get that many Nectar points. I can't stand shopping at any time, even worse this time of year
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    68.Studies/surveys  December £68.87

    Decluttering items 1386/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 8,970 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:
    @Cherryfudge, I remember being the Angel Gabriel at about 6 or so and having to memorise what felt to me like a very long speech and having to stand with my arms upraised so my bed sheet wings wouldn't droop! So there's a fair chance she will :)

    Stunning sky @Cheery_Daff 💖

    I am wearing an abalone pendant with a moon gazing hare superimposed over the top of it - one of my favourites :)  

    I am also treating us to a professional furniture clean tomorrow morning (SOOOOO lucky to be able to get this booked in before Christmas!! 🤩), as the smell of cat sick is like a miasma around me every time I sit on my side of the sofa and I can't bear the thought of going through the whole of the Christmas break this way ....

    KK

    Oh yes. This. And the other end smells too. Our old stealth cat (nearing 16) has cataracts, is selectively deaf, and has increased her eating by 100%, and it doesn't stay - and if she eats too quickly she sicks it up. Yesterday the sheet of Christmas stamps was on the aga after Mr Sl had dealt with the find of the evening.

    She probably has some sort of life-limiting condition but she remains contented, purry and affectionate - and more vocal than ever (squawk) as anyone walks past. So on she goes, getting thinner and older looking by the week. Bless her. We won't let her suffer but now is too early.
    Awwww .... Stealthcat sounds both loving and well loved 💖 Bless you for being kind to her and kudos to Mr SL for rescuing the stamps! ;)

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 77 books of target 52 in 2025, as @ 13th December 
    Produce tracker: £447 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • EssexHebridean
    EssexHebridean Posts: 25,286 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Loving your account of Stealth Cat SL - may she live to enjoy many more purry fusses and dreamies! 

    Also somehow missed the glorious Sky Cheery - how beautiful! 

    Reindeer earrings for me today - with enamelled red noses of course!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • My tree is up and the lights are on. Nothing else, just the lights haha.
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,410 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Not feeling great today (think allergic reaction to cinnamon, so at least it's a festive allergic reaction) but going round to mums for dinner and to help her decorate her Christmas tree.
    Might require a medicinal baileys
  • Blackcats
    Blackcats Posts: 4,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @Cherryfudge - I remember my infants school nativity.  My doting dad expected me to be Mary or at the very least an angel but I proudly announced that my role was to be "all quiet and peaceful in the stable" with the rest of my class.  😇

    teabag of the day is a Yorkshire tea biscuit brew.  I'm about to squeeze a second cuppa out of it.  We have a slice of ginger and dark chocolate tart from the local bakers for a treat later.

    the wind is howling and the rain is lashing against the windows but I don't have to go out again today!  Bliss!

    PIP - I hope your allergic reaction beggars off quickly.  Baileys is apparently an antidote to cinammon. 


  • PennysIntoPounds
    PennysIntoPounds Posts: 5,410 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thank you Dr @Blackcats, you are always so helpful in the medicinal drinkie advice department 🥂
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.