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HMRC will stop cash-like investments in S&S ISAs
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Was the Telegraph, but story here too...
How's it going, AKA, Nutwatch? - 12 month spends to date = 3.24% of current retirement "pot" (as at end December 2025)3 -
Maybe the simplest thing would be to cut the ISA limit to £12k and introduce a new thing, say a PEP (personal equity plan) with restricted investments (equities, nothing cash like), with a limit of £8k, or perhaps a combined limit of £20k across the ISA and PEP with £12k max in the ISA.
Then they can leave existing ISAs alone with no new rules, allow transfers between cash and S&S ISAs etc.
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