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Knocking years off the mortgage…that’s the goal!

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Comments

  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    thanks @Jessy103 🙂

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    I have an appointment today to collect my new glasses, whilst I’m in town I need to grab a few toiletries which we are running low on and I also need to put petrol in the car. Dread to think how much it will cost to fill up 😬 luckily it lasts us quite a while!

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • You are doing amazingly with your overpayment, well done x

  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    thanks @Bananabreadyum

    Spent £16 in town today which includes parking. Could only pick up one pair of glasses as the other pair wasn’t quite right and the left lenses was blurry. They are going to re do them and give me a call once they’re ready. Also didn’t end up getting fuel as I received a phone call and had to pick DS3 up from school. Fuel is on tomorrow’s list.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite
    edited 24 September at 8:28PM

    Good morning,

    Today I need to pop to HB’s and put fuel in car. I will write a list on my phone so I ‘hopefully’ don’t get distracted. 🙈

    I do want to have a look at their candles though, not an essential purchase I know but I love having a candle lit this time of year! Also want to give the downstairs a good clean but should have plenty of time.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    Today’s spends were

    £50 petrol

    £27.34 HB’s

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    Posted a couple of V!nted parcels today, £18 for both items.
    Usual Friday cleaning today so also a NSD. Was tempted to grab a meal deal from the shop but came home and made a cheese sandwich instead….Every little helps I suppose. Just need to finish off with mopping and emptying bins then I can read my kindle whilst I wait for DS3 to finish school.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    Yesterday was a NSD

    Today we popped out to buy DS3 some autumn / winter clothes. Managed to get all we needed so he should be fine now as long as he stops growing so fast 🙈 spent £78 which included trousers, jumpers, socks. Luckily he has some hand me downs from DS2 so that saves us money!
    Gou$to box has just been delivered so all unpacked and ready for a new week. It’s the first day I’ve felt a bit chilly in the house but not going to succumb to putting the heating on yet!

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite

    Happy Monday.
    Today I need to go food shopping, must write a list on my phone so I don’t forget anything! Can’t believe we are heading into October already…..this year is flying by.
    I sorted through DS3’s wardrobe and drawers yesterday so I have a bag for charity and a few bits to pop on v!nted.
    mortgage comes out this week so looking forward to seeing the balance come down a bit….might see if I can make another little overpayment before then.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


  • Sammie_1985
    Sammie_1985 Posts: 339
    Seventh Anniversary 100 Posts Name Dropper
    Forumite
    edited 29 September at 3:50PM

    Shopping came to £76.32 yesterday.
    Today has been a NSD 🙌🏼

    Trying not to spend any more money until the mortgage comes out on Thursday. Unless I make another small overpayment. I should be able to manage it as I only have plans to see a friend at hers tomorrow.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 9m

    🏡Mortgage Now - £178,100
    💫Term Remaining (With Overpayments) - 19y 7m

    🗓️235/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6632.24/£7000

    💰EF - £8428/£10000


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