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Knocking years off the mortgage…that’s the goal!
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Chucking it down with rain here today ☔️
Yesterday’s spends were £33 for my nail appointment and £86.33 at A!di.
Today I don’t have any plans and don’t fancy going out in the rain so I’m hoping for a NSD. Just need to crack on with daily cleaning then I’m hoping to finally go through DS3’s wardrobe and sort out toys/games he doesn’t play with and bag up for charity. I’ve spent the morning so far cuddling my cat who fell asleep on me but really need to get on now 🤣🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100001 -
Managed 2 NSD’s, Tuesday and yesterday.
I’m hoping to book in for a hair cut at some point as haven’t had it cut in over a year! Hoping it just needs a trim.
Today I have a friend coming over, haven’t caught up since before the school holidays so looking forward to seeing her.🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100000 -
Managed to get a hair appoinment today, ended up having more than a trim as I decided to go shoulder length instead, hoping that I actually style my hair rather than chuck it in a bun everyday! £35 but feels sooo much healthier and now I actually have a style!
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100002 -
Happy new hair.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]1 -
thank you @beanielou typically today is my deep clean day of the house so hair is chucked back up in a ponytail to keep it out of the way.
Today should be another NSD
I ended up buying a new pair of curling tongs yesterday which were £25.99 should be delivered today.🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100001 -
We’ve all come down with colds this weekend! Knew it wouldn’t take long after DS3 returned to school 🤣
Managed to get the food shop done today for the week. £81.49
Tomorrow I’m out with a friend so defo won’t be a NSD but I’ll hopefully keep to budget 🤞🏼
Wednesday I have an opticians appointment, I was supposed to have new glasses a couple of years back and put them off but I’m thinking I can’t do that much longer as I can notice a difference now 🙄 I’ll have a look online once I have my new prescription and hopefully I can pick them up a bit cheaper.
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100000 -
Eye test all done. New glasses needed and ordered. Total cost for eye test and glasses - £210 they were buy 1 pair get 1 free so not bad for 2 new pairs / thinning of lenses etc. I have an appoinment next Wednesday to collect.
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100001 -
Not much to update lately…..
Still just plodding along and trying to be cautious when spending money. Pay day on Wednesday so can reset then.🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100000 -
£500 overpayment sent to the mortgage today.
balance now at £178,873And another month off the mortgage 19 years and 8 months to go!
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,100
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6732.24/£7000
💰EF - £8428/£100003 -
Nice op Sammie! You'll have it paid off well before then 😀
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.532
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