Knocking years off the mortgage…that’s the goal!

beanielou

Good savings totals indeed.

Sammie_1985

Thank you both!

Today is shopping day, I don’t even have a meal plan so need to sort that before I go otherwise I’ll come home with loads of food but no meals!
I also need to buy teachers gifts this week with the summer holidays right around the corner! Usually buy a Co$ta voucher and nice biscuits…..think I’ll sort that tomorrow so I know it’s done.
Another hot day here again 🥴 saying low 30’s apparently.

Sammie_1985

Just updated signature

£300 sent to savings - £7629

Mortgage came out today plus £100 overpayment - £180,795.25 / 20 years remaining.

Only managed to pay off £100 extra on the mortgage last month due to a lot of outgoings and a holiday last week!
should be back to our normal £600 minimum overpayment this month 🤞🏼

Not long until we are in the £170’s 🙌🏼

Sammie_1985

Another £250 overpayment made yesterday, total remaining - £180,545.25

Sammie_1985

End of another week already!
Popped to A$da this morning to get a few top up bits, spent £29.87

We’ve had Gou$to meals this week so had our last one this evening. Pepperoni pizza with a garlic and herb dip, nice and easy to cook on a Friday evening and tastes lovely.
Not sure what our plans are for the weekend as hubby is working both days and I really need to reign in the spending after our holiday. Might look at ordering DS3’s school uniform for September but don’t really want to spend on anything else.

Sammie_1985

Another overpayment made today of £445.25 to bring the balance down to an even £180,100 and another month knocked off. 19yrs and 11 months remaining!
Into the £170’s next month 🙌🏼

Sammie_1985

Seems like I hardly have time to update on here at the moment!
I did manage a NSD yesterday, DS3 is all sorted for back to school next week now. Just need to stick on name labels in his clothes. I’m hoping I can budget my money really well in September and aiming for quite a few NSD’s. It’s a quiet month for birthdays and we don’t have anything ‘big’ coming up for the month so would be good to get back to more of a strict budget and save money where we can. 🤞🏼

Sammie_1985

Another NSD yesterday, took some time to catch up on cleaning instead of going out.
We have a friend’s bbq this evening so will take some drinks from home with us. Weather is not great at all at the mo so not sure what other plans we will have for today.

Sammie_1985

Just made another overpayment before the mortgage comes out on Tuesday.
£105 and another month knocked off

Balance - £179,995

19yrs 10mths

Bananabreadyum

Hi Sammie, just popping over to see how your doing. You are very focused on you mortgage payments very impressive! Well done!

Do you use the gusto boxes all the time, I've been tempted in the past but when I've looked they ve been 1 pricey and 2 not great with fussy kids! Maybe it's time to take another look. I do hate having to decide what to eat every night!