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NST November 2025: NOWvember

15791011

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  • DrCarrie
    DrCarrie Posts: 937 Forumite
    Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Hello ninja turtles. I have been away from MSE for several years. 



    Welcome back!
    Signiture dated 23/09/2025
    3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
    Stocks and shares ISA: £2,232.94
    Additional pension contributions £0 (target £450pcm)
    Overpayment on mortgage: 1% at a time (£1,518)
    Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
  • BadBookkeeper
    BadBookkeeper Posts: 845 Forumite
    Eighth Anniversary 500 Posts Debt-free and Proud! Name Dropper
    NSD - 3/12 Haven’t left the house other than school run and no time to browse online.

    Outside - not today again! I’m aware of the lack of fresh air will think of ways to make this a habit. 

    Winter Planning - Cleaned and reorganised a cupboard, nothing decluttered but now nice and tidy.  Cleaned a wooden blind slat by slat with a damp dryer sheet.  Any better tips for this chore gratefully received!

    Veg/Fruit - satsuma, banana, onion & tomato.  1 litre of water

    Enjoy / Grateful for - Bit grumpy today, didn’t sleep well last night so grateful for no plans this evening.  I might home dye my hair later.  It doesn’t last as long as it used to. It’s such a faff, again any tips on doing this?   I’m treating myself to a colour and cut at the hairdressers to see if it’s better.  Not very mse though. 

    Make Time / Lists - Updated my Christmas lists with items bought yesterday.  

    Bring your own / use up  - Finished the body lotion so now using one up that came with perfume.  Been saving it for ‘best’ but then forget to use it!  So I’m just going to use daily.

    Exercise - Completed 45 mins on the walking pad so will reach over 5000 steps. 

    Remember others - Donate / Act of kindness - Dropped off a couple of birthday cards and will go and look for something to put in the charity bag.

    Have a lovely bonfire night to those that enjoy fireworks 🎆 


    Lightbulb moment - 17/08/2017 £17,033.  Current CC debt £0.00 DFD 31/7/24 🥳. Member #8 of Fiver Friday Challenge £220/£260. NST Nowvember member 🐢 
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