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NST November 2025: NOWvember

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Comments

  • ldee2111
    ldee2111 Posts: 1,061 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 5 November at 7:20PM
    NSD 2/12

    Another day working from home with OH as company (not sure ‘company’ is the right word as we both sit in silence with our faces in our laptops 😂). Got a washing done and hung in the spare room, baked two potatoes - one for today’s lunch and the other for tomorrow’s when I’m in the office. And since the oven was going, I made some banana bread… lunch and afternoon snack sorted for tomorrow… hopefully another NSD. Also listened to a fair amount of the current audiobook I’ve got - Shuggie Bain… not the most lighthearted of stories! Sad stories seems to be a theme with me just now having just finished Of Mice and Men. 

    Grateful today for working from home, for getting two days’ lunch sorted, for getting a medical appointment rescheduled for DS for next month, and for a lovely picture of fireworks from DS which he drew at school using bright coloured chalk on black paper. 
    NST 🐢 & MF before 40 🤸
  • beanielou
    beanielou Posts: 96,886 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    If you can afford it, I vote for the hairdresser.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • apple_muncher
    apple_muncher Posts: 15,315 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Grandmanerd, those embroidery items have been mentioned many times! You've got rid of many, I believe, already. If you have the 0li0 app, you could offer it all for free.
    Beanie, if the indoor walker means fewer falls, might it be a good thing?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,315 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Hugs, ThriftyT, enjoy your weekend away, when it comes.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,315 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for having some work, for laughter and giggles at work, for messages from Pip, for my naked snowmen getting scarves ( eyes, buttons and hats to follow), for coffee.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • grandmanerd
    grandmanerd Posts: 1,408 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Happy new walker Beanie
  • DrCarrie
    DrCarrie Posts: 937 Forumite
    Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Hi all, 

    I am in the big city, and claiming a NSD as all that I have spent will be tax deductable. I hope that is not cheating.
    Signiture dated 23/09/2025
    3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
    Stocks and shares ISA: £2,232.94
    Additional pension contributions £0 (target £450pcm)
    Overpayment on mortgage: 1% at a time (£1,518)
    Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
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