The Cashback for Bank or Investment Accounts Discussion Thread

OwnedByACat

What's included in this list?

This is a list of cashback offers that might be of interest to forum users, focusing on:

• Savings accounts including ISAs; other bank accounts may be included too

• Investments including pensions, but note there’s already a related thread on the Pensions board 

• Offers you can get in addition to bank switching bonuses, but bank switches are covered on a main MSE page and discussed on the Budgeting & bank accounts board

The associated cashback "No Chat" thread is here for those who just want the announcements.

What do you mean by cashback?

Money that you receive to sign up or open an account either directly from a financial institution, or via a cashback site as described by MSE here. 

You can get paid to join these sites and there are free membership options; check if there’s an offer to sign up to TopCashback (TCB from now on) or Quidco via MSE.

Please note that these sites take time (can be months) to pay out and the offers sometimes do not track properly, in which case you need to raise a ticket with them.

What’s not included on this list?

Refer-a-friend offers, as these aren’t allowed on this site so Google for one. 

All the offers on TCB and Quidco or any that appear not to track well from user reviews.

Offers that aren’t good value for money

What do I do if I see an offer?

If you notice an offer that isn't already listed then post a message on this thread and/or on the “No Chat” thread. Alternatively, start a separate thread if you prefer.

Does a listing for a "new customer" offer mean it's a good deal, and that I should join now?

This is just a list of current offers. There's no way to tell whether there'll be a better new customer offer in future.

Could I lose money by doing an offer?

With savings, bear in mind that you could earn less through cashback than with a higher interest rate elsewhere. 

With investments

• Bear in mind you could lose money both on the investment and through fees
• If you have to invest, try to choose a product like an exchange-traded fund (ETF) rather than an individual stock 
• If you’re just doing an offer for cashback, open a stocks and shares ISA (S&S ISA) or general investment account (GIA) rather than a self-invested personal pension (SIPP)

Things to note

Always read the terms and conditions—it won’t be possible to summarise them all in this post and there are bound to be mistakes. 

Please note an entry in this list does not equal an endorsement.

In case you were unaware, this board also hosts discussion threads for Easy Access and Regular Savers which complement this thread.

And without further ado

TOP OFFERS

New customers to Revolut can receive £20 after signing up and making a £1 transaction. Offer ends 31/12/26; link here

Get a £25 Amazon voucher via MSE for opening a new Santander current account and using the debit card five times. You won’t be eligible if you’ve received a voucher from Santander in the last 12 months; voucher sent from 10/07/26; link here

New customers to Trading 212 can get £50 in shares via MSE by investing £100 in an S&S ISA. Link here

New customers to InvestEngine can get £50 via MSE by investing £100 in an S&S ISA and holding for one year. Link here

Open an S&S ISA with Santander via TCB and receive £75 after investing £100 or £20 a month. Allows transfers; link here

OFFERS ENDING SOON

New customers to WeBull can get a £50 ETF trading voucher by depositing £500 and maintaining it for 60 days. Ends 30/04/26; link here

Transfer an ISA or SIPP to InvestEngine and receive at least £25 for at least £5,000 (up to a maximum of £5,000 for £2m). Bonus paid within 21 days; you must remain invested for 12 months, Offer ends 30/04/26; link here

OTHER OFFERS

New customers to fintech app Plum can get £10 via TCB for signing up and linking a current account; link here

New customers to investing app Lightyear can get a free stock worth from £10-£100 by depositing £100. The stock or its value must be held for six months. Via MatchMyBroker; link here

Open a Santander Everyday Current Account via TCB and receive £20 (can be combined with a bank switch); link here

New investment ISA customers to Barclays can receive at least £20 by investing at least £1.000 (up to a maximum of £200 for £10,000). Cashback paid to a Barclays account by 29/05/26; offer ends 15/05/26; link here; T&Cs here

Transfer an ISA to a Monzo S&S ISA and receive at least £10 for £1,000 (up to £500 for £50,000). Opt in via the app first; bonus paid after 30 days or so; T&Cs here

Chase customers who haven’t used JP Morgan Investing (formerly Nutmeg) can get £100 for opening an account and investing £1,000 for a year. The money needs to remain invested between 05/05/26 and 05/05/27 and the reward will be paid by 31/05/27.The invite will be on the home screen of the app or go to “Discover” and then scroll down to “Rewards” 

New customers to JP Morgan Investing (formerly Nutmeg) can get £75 via TCB for investing £5,000 or at least £500 with a monthly Direct Debit of £100 for at least two months. Alternatively, sign up directly for 5,000 Avios points for £500. Link to TCB offer here; direct link here

Deposit or transfer at least £5,000 to a Wealthify Investment ISA and receive at least £50 (up to a maximum of £1,000 for investing £100,000). Some existing customers do not qualify (check T&Cs). Register for the offer by 31/05/26 and you will have six months to move the money, but you must remain invested for 18 months. Link here

New customers to the financial services app Prosper can receive £100 after saving or investing £10,000 for six months; link here

Open a S&S ISA or SIPP with AJBell to receive a £150 Amazon gift card for depositing £10,000 or more. Note claims process; transfers included; gift card sent from 17/06/26 on; offer ends 16/05/26. Link here; T&Cs here

Transfer at least £20,000 in cash or investments to Charles Stanley Direct Online Investing Platform to receive at least £300 in cashback (up to a maximum of £1,500 for £200,000).  Link here

HSBC current account customers can receive at least £150 for at least £20,000 deposited in an ISA, including transfers (up to a maximum of £500 for £100,000). Offer ends 11/05/26; cashback paid 30/09/26; link here

wmb194

OwnedByACat said:

The cashback website TopCashback is giving you £25 for opening the Cahoot Simple Saver, among other banking and investment offers. Assuming there's anyone on the boards who doesn't already have one...

The Sunny Day Saver as well.

sheffieldeagle

Thanks to the OP for this. Great Spot.

flaneurs_lobster

wmb194 said:

OwnedByACat said:

The cashback website TopCashback is giving you £25 for opening the Cahoot Simple Saver, among other banking and investment offers. Assuming there's anyone on the boards who doesn't already have one...

The Sunny Day Saver as well.

..and if you already have both can you get cashback on extras?

DodgerPot

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

DodgerPot

Always check TopCashback first before opening accounts 
Santander have £20 cash back currently 
First Direct £60 for opening new 1st Account 
TSB £20-40 

Ch1ll1Phlakes

DodgerPot said:

Always check TopCashback first before opening accounts 
Santander have £20 cash back currently 
First Direct £60 for opening new 1st Account 
TSB £20-40 

The First Direct account can also get the switching bonus (currently £175) so a total of £235 if eligible.

Rheumatoid

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

wmb194

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

flaneurs_lobster

wmb194 said:

Rheumatoid said:

DodgerPot said:

Fab just opened (another) Sunny Day via TopCashback 
Thanks for the heads up on that offer 

Did you log on to cahoot first?

Has TCB tracked?

No, just click on the link and apply. Cahoot/Santander is good at matching your details to an existing online banking profile if you have one. Mine tracked with TCB not very long after I opened the account and it's visible and funded in Cahoot's online banking.

...just to add that the payout forecast is 12 weeks hence.

arfster

Nice - wonder if you can do both cahoots :-)

Can confirm TSB via quidco gives a little extra on top of the switch bonuses