The Cashback for Bank or Investment Accounts Discussion Thread

winkowinko

snookerloopy96 said:

winkowinko said:

Couple of questions regarding the TCB Santander ISA's

I understand the minimum deposit for the S&S is £100. One of the conditions says...

• You will not be eligible for cashback unless you invest within the platform.

Has anyone managed to leave the £100 as uninvested cash, or did you actually invest in something specific?

For the easy access ISA, there is no mention on TCB of a minimum deposit, but looking on Santander, it seems like £500 is the minimum amount. Has anyone managed to get the cashback whilst depositing less than £500?

I can now see the min £500 deposit terms for the easy access ISA.

I invested in one of the ready made fund boxes. As I don't invest ordinarily it took me a few hours to realise it was in uninvested cash!

Not sure of the exact terms so I thought it best to put into something rather than leave it.

Which one was it, and did you get the cashback, presumably yes?

csw5780

winkowinko said:

Couple of questions regarding the TCB Santander ISA's

I understand the minimum deposit for the S&S is £100. One of the conditions says...

• You will not be eligible for cashback unless you invest within the platform.

Has anyone managed to leave the £100 as uninvested cash, or did you actually invest in something specific?

For the easy access ISA, there is no mention on TCB of a minimum deposit, but looking on Santander, it seems like £500 is the minimum amount. Has anyone managed to get the cashback whilst depositing less than £500?

I can now see the min £500 deposit terms for the easy access ISA.

Just claimed my £25 by having £1 in Santander Easy Access cash ISA only. 

Rheumatoid

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

I agree and might also force me to withdraw all

wmb194

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

etoro doesn't offer OEICs. You can tell it to use your GBP wallet in the trading dialogue box - there's a drop-down.

Altior

wmb194 said:

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

etoro doesn't offer OEICs. You can tell it to use your GBP wallet in the trading dialogue box - there's a drop-down.

It may impact some and not others, but another confusing element is that nothing in the account shows that it's restricted (if it is). So if you go to purchase some GBP denominated securities, it tries/suggests to do it from the USD wallet. There's no option to select GBP, even if you have GBP funds. I was initially complaining about that as well on one of my calls (obviously daft to convert GBP to USD to purchase GBP securities), before I was informed that the restriction also applied to investing. 

I have been attempting to show empathy toward eToro, but it's getting increasingly challenging !

wmb194

Altior said:

wmb194 said:

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

etoro doesn't offer OEICs. You can tell it to use your GBP wallet in the trading dialogue box - there's a drop-down.

It may impact some and not others, but another confusing element is that nothing in the account shows that it's restricted (if it is). So if you go to purchase some GBP denominated securities, it tries/suggests to do it from the USD wallet. There's no option to select GBP, even if you have GBP funds. I was initially complaining about that as well on one of my calls (obviously daft to convert GBP to USD to purchase GBP securities), before I was informed that the restriction also applied to investing. 

I have been attempting to show empathy toward eToro, but it's getting increasingly challenging !

BIB; yes you can. See screenshot.

Altior

wmb194 said:

Altior said:

wmb194 said:

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

etoro doesn't offer OEICs. You can tell it to use your GBP wallet in the trading dialogue box - there's a drop-down.

It may impact some and not others, but another confusing element is that nothing in the account shows that it's restricted (if it is). So if you go to purchase some GBP denominated securities, it tries/suggests to do it from the USD wallet. There's no option to select GBP, even if you have GBP funds. I was initially complaining about that as well on one of my calls (obviously daft to convert GBP to USD to purchase GBP securities), before I was informed that the restriction also applied to investing. 

I have been attempting to show empathy toward eToro, but it's getting increasingly challenging !

BIB; yes you can. See screenshot.

Check the whole para  

wmb194

Altior said:

wmb194 said:

Altior said:

wmb194 said:

soulsaver said:

Rheumatoid said:

Altior said:

Rheumatoid said:

$670 credited to my etoro USD account this morning. Now to try and get it all out!

Surely you're not going to break the terms now they've manually applied the bonus   

Who me
Might have a punt on something with a couple of k. Not sure what tho

Maybe it's me - but the eToro search facility was rubbish - part of the reason I'm cutting. Couldn't find RLSTMM for example - found CSH2, though... But I could only see an option to buy in US$ ...with possible exchange fees in both directions?

etoro doesn't offer OEICs. You can tell it to use your GBP wallet in the trading dialogue box - there's a drop-down.

It may impact some and not others, but another confusing element is that nothing in the account shows that it's restricted (if it is). So if you go to purchase some GBP denominated securities, it tries/suggests to do it from the USD wallet. There's no option to select GBP, even if you have GBP funds. I was initially complaining about that as well on one of my calls (obviously daft to convert GBP to USD to purchase GBP securities), before I was informed that the restriction also applied to investing. 

I have been attempting to show empathy toward eToro, but it's getting increasingly challenging !

BIB; yes you can. See screenshot.

Check the whole para  

Oh, if your account is restricted. It always defaults to USD so you still need to use the dropdown even when it isn't.

Rheumatoid

Have just withdrawn everything to original Natwest account. Have had messages to say money will be in my account within 5 days but looking at the transaction details on their website it says under review. I fear the wost

snookerloopy96

winkowinko said:

snookerloopy96 said:

winkowinko said:

Couple of questions regarding the TCB Santander ISA's

I understand the minimum deposit for the S&S is £100. One of the conditions says...

• You will not be eligible for cashback unless you invest within the platform.

Has anyone managed to leave the £100 as uninvested cash, or did you actually invest in something specific?

For the easy access ISA, there is no mention on TCB of a minimum deposit, but looking on Santander, it seems like £500 is the minimum amount. Has anyone managed to get the cashback whilst depositing less than £500?

I can now see the min £500 deposit terms for the easy access ISA.

I invested in one of the ready made fund boxes. As I don't invest ordinarily it took me a few hours to realise it was in uninvested cash!

Not sure of the exact terms so I thought it best to put into something rather than leave it.

Which one was it, and did you get the cashback, presumably yes?

The 3rd of 4, medium risk. It tracked as pending immediately but I assume its a few weeks for the money to get to me/us.