Being nosey... How many Regular Saver accounts do you have?

Dizzycap

fabsaver said:

The latest count tells me I currently have 62 

It's addictive.

      Awesome!    I presently have 48 and just applied for another. Yes, it's definately addictive   

@ PixelPound - Obviously, it goes without saying that the 12 month RS where you can park larger monthly deposits with a 6-7% interest rate are more lucrative, but are now becoming far between. However, holding all of those that were available with larger amounts with 6-7% interest rates that haven't had a reduction in interest rate and then working down the tree of 12 month RS with the odd Principality 6 month RS & smaller deposit 12 monthly RS with 8% interest rates which get used to compound interest from RSs that mature each month, works out well for those who have funds available to load up on the 'standard' RS they hold. 

Bobblehat

Dizzycap said:

fabsaver said:

The latest count tells me I currently have 62 

It's addictive.

      Awesome!    I've presently got 48 and just applied for another. Yes, it's definately addictive   

You got me scratching my head on this comment! I currently have fabsaver at 68 (2nd in the league) and wondered if I'd missed a recent post from them declaring a drop to 62.

After a little bit of searching I found that 62 was from a post back in October! Phew! Sanity restored! 

Dizzycap ... thanks for your post, I take it you have no objection to adding your 48 (49 soon?) to the League Table?

clairec666

Minor update on my accounts - I'm now up to 22. Definitely a one-in-one-out policy from now on.... mind you I think I said that when I had 15.

fabsaver

Bobblehat said:

Dizzycap said:

fabsaver said:

The latest count tells me I currently have 62 

It's addictive.

      Awesome!    I've presently got 48 and just applied for another. Yes, it's definately addictive   

You got me scratching my head on this comment! I currently have fabsaver at 68 (2nd in the league) and wondered if I'd missed a recent post from them declaring a drop to 62.

After a little bit of searching I found that 62 was from a post back in October! Phew! Sanity restored! 

Dizzycap ... thanks for your post, I take it you have no objection to adding your 48 (49 soon?) to the League Table?

  It was a brief achievement and as I suspected Principality scuppered my plans. I'm currently right back where I was at the last update - 65. 

Kim_13

Update

25 Regular Savers, value £23,150, monthly £2,145+, min to open 5% fixed, 6.5% variable. 

I would like to move to a one in one out (at least) policy but will need to open a few more at the right time first. It would also be silly to pass up any 6%+ fixed offerings that come along, irrespective of timing. Hopefully won’t go any higher than 30!

In an ideal world I would go down to 15: one maturing per month and keeping open ended NatWest, Melton and Stafford.

masonic

My updated figures:

25 RSs (no net change); £7,650 per month (no net change); Value £54,100; Annual return based on current balances: £3,363 (weighted average rate: 6.2%); Min accepted rate: 5.25%

Several renewed/refreshed, but very little change.

Made the schoolboy error of refreshing my Lloyds and Halifax RS at the weekend as they mature during Feb, forgetting LBG post transactions on the next weekday, so cannot make my second payment today!

Bobblehat

masonic wrote……. Made the schoolboy error of refreshing my Lloyds and Halifax RS at the weekend as they mature during Feb, forgetting LBG post transactions on the next weekday, so cannot make my second payment today!

That's one to store in the memory bank! Thanks!

allegro120

My January figures. 57 RSs, £15550 deposits, 5.1% min accepted rate.

FishInGlass

My situation since my last posting is as follows. Down to 18 accounts. Closed West Brom, emptied NatWest and RBS and effectively closed Progressive as it now just has £1 in it. I am aiming to reduce my RSs at least this financial year but couldn't let Furness go so added that.
February activity. One Principality maturing.
February funding to be £4700 with the total balance on the 1st of the month being approx. £35,400
Minimum rate needed for any new account is 5.75%.

Metrocammell

My current count is 13.

Average rate - 6.2%

Don't particularly need anymore due to funding constraints, but another couple also wouldn't go amiss as I have a lot maturing November - January and would be nice to spread them out over the year.