We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Being nosey... How many Regular Saver accounts do you have?
Comments
-
My January update
60 Reg Savers
£14,750 Per Month
£112,000 Total
5.65% Weighted Average All Sixty being fundedOld Saying Once bitten twice shy
Modern Saying Once Sh*t on Twice Bye!1 -
Still contributing 550 per month to two regs, running total now 2,2001
-
An update. At 31/12 I had 25 RS accounts totalling £40039 with a weighted average interest rate of 6.03%. Estimate interest in next 12 months at £2790. Fully funded all accounts in January at £6950.
With 3 maturities in January, I only have 3 in the next 6 months, so will look to refresh some of my fixed rate accounts (eg Lloyds) before any further base rate cuts to lock in current rates for another year.1 -
Update 14 accounts, holding approx £26K, £2950 per month. Two not further funded now ( NatWest and RBS ).1
-
A few changes in the past couple of months for me what with multiple Principality maturities and other changes, however total remains the same, though I am expecting 2/3 additional products to become available in the next couple of weeks.
81 held, 74 funded to the max, 3 minimally for other benefits and 4 not currently funded. Basically any account equal or greater than my highest EA held will be funded to the max, currently that's 4.50% after the recent round of cuts.
Total Fund Spread by type - 22% in Fixed rate, 78% in Variable rate
Fund spread by AER
4.50 - 4.99 = 15%
5.00 - 5.49 = 33%
5.50 - 5.99 = 19%
6.00 - 6.99 = 22%
7.00+ = 11%
All bar 10 (Suffolk) of the 81 accounts are effectively EA with the ability to either withdraw or close as required.
A shuffle to the primary accounts too, total funds per institution1. 4 accounts LOUGHBOROUGH 2. 10 accounts SUFFOLK 3, 3 accounts MONMOUTH 4. 2 accounts LEEDS 5. 4 accounts MELTON 6. 9 accounts PRINCIPALITY 5 -
Some very interesting facts and a comprehensive breakdown too! Nice collection of Suffolk RSs!exel1966 said:A few changes in the past couple of months for me what with multiple Principality maturities and other changes, however total remains the same, though I am expecting 2/3 additional products to become available in the next couple of weeks.
81 held, 74 funded to the max, 3 minimally for other benefits and 4 not currently funded. Basically any account equal or greater than my highest EA held will be funded to the max, currently that's 4.50% after the recent round of cuts.
Total Fund Spread by type - 22% in Fixed rate, 78% in Variable rate
Fund spread by AER
4.50 - 4.99 = 15%
5.00 - 5.49 = 33%
5.50 - 5.99 = 19%
6.00 - 6.99 = 22%
7.00+ = 11%
All bar 10 (Suffolk) of the 81 accounts are effectively EA with the ability to either withdraw or close as required.
A shuffle to the primary accounts too, total funds per institution1. 4 accounts LOUGHBOROUGH 2. 10 accounts SUFFOLK 3, 3 accounts MONMOUTH 4. 2 accounts LEEDS 5. 4 accounts MELTON 6. 9 accounts PRINCIPALITY Compiler of the RS League Table.
https://forums.moneysavingexpert.com/discussion/6670416/how-many-regular-savers-do-you-have-the-league-table/p11 -
Latest updates just went onto page 1, courtesy of topyam

Keep 'em coming
Compiler of the RS League Table.
https://forums.moneysavingexpert.com/discussion/6670416/how-many-regular-savers-do-you-have-the-league-table/p12 -
Hi Bobbles,
now that we have Nov and Dec gone, my update is that I am down to 11 RS's now, fully fund at least 8 of them every month, the other 3, I do what I can manage but always a few quid over the minimum needed..Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.1 -
21 fully funded in Jan moving 6150 to RS, got 11400 maturing this month, likely to reopen all maturing which I think will be lowest of 5% now.1
-
Hopefully your maturing RSs will release funds to plough back into the 11 remainingarthurdick said:Hi Bobbles,
now that we have Nov and Dec gone, my update is that I am down to 11 RS's now, fully fund at least 8 of them every month, the other 3, I do what I can manage but always a few quid over the minimum needed..
League table updated, you'll see your figures after the next update. Cheers!Compiler of the RS League Table.
https://forums.moneysavingexpert.com/discussion/6670416/how-many-regular-savers-do-you-have-the-league-table/p10
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.3K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.9K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605.1K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards

