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Being nosey... How many Regular Saver accounts do you have?
Comments
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My January update
60 Reg Savers
£14,750 Per Month
£112,000 Total
5.65% Weighted Average All Sixty being fundedOld Saying Once bitten twice shy
Modern Saying Once Sh*t on Twice Bye!1 -
Still contributing 550 per month to two regs, running total now 2,2001
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An update. At 31/12 I had 25 RS accounts totalling £40039 with a weighted average interest rate of 6.03%. Estimate interest in next 12 months at £2790. Fully funded all accounts in January at £6950.
With 3 maturities in January, I only have 3 in the next 6 months, so will look to refresh some of my fixed rate accounts (eg Lloyds) before any further base rate cuts to lock in current rates for another year.1 -
Update 14 accounts, holding approx £26K, £2950 per month. Two not further funded now ( NatWest and RBS ).1
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A few changes in the past couple of months for me what with multiple Principality maturities and other changes, however total remains the same, though I am expecting 2/3 additional products to become available in the next couple of weeks.
81 held, 74 funded to the max, 3 minimally for other benefits and 4 not currently funded. Basically any account equal or greater than my highest EA held will be funded to the max, currently that's 4.50% after the recent round of cuts.
Total Fund Spread by type - 22% in Fixed rate, 78% in Variable rate
Fund spread by AER
4.50 - 4.99 = 15%
5.00 - 5.49 = 33%
5.50 - 5.99 = 19%
6.00 - 6.99 = 22%
7.00+ = 11%
All bar 10 (Suffolk) of the 81 accounts are effectively EA with the ability to either withdraw or close as required.
A shuffle to the primary accounts too, total funds per institution1. 4 accounts LOUGHBOROUGH 2. 10 accounts SUFFOLK 3, 3 accounts MONMOUTH 4. 2 accounts LEEDS 5. 4 accounts MELTON 6. 9 accounts PRINCIPALITY 5 -
Some very interesting facts and a comprehensive breakdown too! Nice collection of Suffolk RSs!exel1966 said:A few changes in the past couple of months for me what with multiple Principality maturities and other changes, however total remains the same, though I am expecting 2/3 additional products to become available in the next couple of weeks.
81 held, 74 funded to the max, 3 minimally for other benefits and 4 not currently funded. Basically any account equal or greater than my highest EA held will be funded to the max, currently that's 4.50% after the recent round of cuts.
Total Fund Spread by type - 22% in Fixed rate, 78% in Variable rate
Fund spread by AER
4.50 - 4.99 = 15%
5.00 - 5.49 = 33%
5.50 - 5.99 = 19%
6.00 - 6.99 = 22%
7.00+ = 11%
All bar 10 (Suffolk) of the 81 accounts are effectively EA with the ability to either withdraw or close as required.
A shuffle to the primary accounts too, total funds per institution1. 4 accounts LOUGHBOROUGH 2. 10 accounts SUFFOLK 3, 3 accounts MONMOUTH 4. 2 accounts LEEDS 5. 4 accounts MELTON 6. 9 accounts PRINCIPALITY Compiler of the RS League Table.
Being nosey... How many Regular Saver accounts do you have? — MoneySavingExpert Forum1 -
Latest updates just went onto page 1, courtesy of topyam

Keep 'em coming
Compiler of the RS League Table.
Being nosey... How many Regular Saver accounts do you have? — MoneySavingExpert Forum2 -
Hi Bobbles,
now that we have Nov and Dec gone, my update is that I am down to 11 RS's now, fully fund at least 8 of them every month, the other 3, I do what I can manage but always a few quid over the minimum needed..Corduroy pillows are making headlines! Back home in London now after 27years wait! Duvet know it's Christmas, not original, it's a cover.1 -
21 fully funded in Jan moving 6150 to RS, got 11400 maturing this month, likely to reopen all maturing which I think will be lowest of 5% now.1
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Hopefully your maturing RSs will release funds to plough back into the 11 remainingarthurdick said:Hi Bobbles,
now that we have Nov and Dec gone, my update is that I am down to 11 RS's now, fully fund at least 8 of them every month, the other 3, I do what I can manage but always a few quid over the minimum needed..
League table updated, you'll see your figures after the next update. Cheers!Compiler of the RS League Table.
Being nosey... How many Regular Saver accounts do you have? — MoneySavingExpert Forum0
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