Being nosey... How many Regular Saver accounts do you have?

Bobblehat

No irritation ... I'll have another look a little later. You got me on #6, I though #23 would be my weak one!

clairec666

This feels like one of those Christmas family gatherings where someone brings along a quiz. Only better.

(Hopefully it's not just my family that does that and you all know what I mean )

OrangeBlueGreen

Bobblehat said:

[I've just been told off by] Mrs Bobblehat 

Entirely off topic, but Mrs Bobblehat would be such a great name for a kids' book series!

Bobblehat

2nd attempt ...

lr1277

@Bobblehat post piqued my curiosity. I note between Co and Du there is Darlington BS, which is currently paying 6%.

Though I see First Direct is paying 7%. Is it not a consideration because you need the FD current account and the RS only lasts 1 year?

In terms of my own RS experience, I had the YBS RS from about 2007 till 2014 (I think) when it was closed by YBS. I have no spare money since 2014 anyway to open any RS.

Bobblehat

lr1277 said:

@Bobblehat post piqued my curiosity. I note between Co and Du there is Darlington BS, which is currently paying 6%.

Though I see First Direct is paying 7%. Is it not a consideration because you need the FD current account and the RS only lasts 1 year?

In terms of my own RS experience, I had the YBS RS from about 2007 till 2014 (I think) when it was closed by YBS. I have no spare money since 2014 anyway to open any RS.

If you are asking why Darlington RS and FD aren't in the list, Bridlington1 said the list was just a selection of the 62 RS's he has compiled purely for this quiz. It doesn't represent the whole of his RS holdings 

Bobblehat

Bridlington1 said:

Bobblehat said:

2nd attempt ...

Still wrong for number 6. 

Edit: just noticed 3 is correct building society but wrong account. 

You're a hard quizmaster! I give up! 

OwnedByACat

Danske Bank?

ThePirates

nigelholl2 said:

Hattie627 said:

Current account switching can be very lucrative (and tax-free). Done with care, organisation and persistence it can net you more than a basketful of RS's. Unfortunately it doesn't last forever and you will sooner or later run out of switches for which you qualify. Definitely worth doing while it lasts, though.  I've more or less done them all, started with a switch of a RBS current account to Clydesdale Bank around 2014. I don't often qualify now but ever hopeful.

The organisation & management of RSs through spreadsheets if fun to me, so will be doing the same with the 'Switching' project, and plan it out before pulling the trigger.
Not really a hobby you discuss in pubic though, even OH isn't really interested, but she appreciates what financial planning gives her.
Need to find the MSE threads on 'Switching', as a leaning portal, no doubt another highly used thread.

Most important thing to do is probably open a current account with Chase, you can then open others with them at the click of a button to 'Switch'.

NEVER close or switch the 1st Chase account.

I made £1250 last year!

Bobblehat

exel1966 said:

My offering - Darker grey not currently funded, lighter grey minimal funding requirement. These accounts tend to move in/out of funding dependent on EA rates at the time and are all effectively EA, therefore balances can be withdrawn when rates drop and funds placed elsewhere.
Pink due to mature in the next few week, funding stopped as max balances reached. Many pink accounts will be replaced with newer versions.

.........

ETA : oops, missed one, funded with minimum to enable use of Mansfield Bonus RS8

MANSFIELD ReS 30 1 3.70V

Impressive!

A new leader  ...