Being nosey... How many Regular Saver accounts do you have?

OwnedByACat

Two (Zopa and Nationwide), although my Progressive RS matured recently. My policy is to only open an account if I get over £50 in interest.

subjecttocontract

Doesn't that apply to the majority of reg savers on offer ?

OwnedByACat

subjecttocontract said:

Doesn't that apply to the majority of reg savers on offer ?

OK maybe it was £75 or something. I just don't like the way the payoff is in the future. I like to live in the moment, with Easy Access accounts

clairec666

OwnedByACat said:

subjecttocontract said:

Doesn't that apply to the majority of reg savers on offer ?

OK maybe it was £75 or something. I just don't like the way the payoff is in the future. I like to live in the moment, with Easy Access accounts

The Natwest regular saver can kind of be used like an easy access account. Unlimited withdrawals, monthly interest, doesn't "mature"... only downside is that you can only deposit £150 per month.

Bobblehat

OK ... I'll play 

I'm on 18 at the moment, funding monthly at £5,875 total, projected interest before tax £3,210 (excluding interest from holding EA). I haven't yet calculated the " circulating value" as some RS have only just started and some about to mature with a wide range of monthly funding.

So who is in the lead? .... depends on if you look at Joint or Solo holdings 



I'll update/correct as necessary 

OwnedByACat

clairec666 said:

OwnedByACat said:

subjecttocontract said:

Doesn't that apply to the majority of reg savers on offer ?

OK maybe it was £75 or something. I just don't like the way the payoff is in the future. I like to live in the moment, with Easy Access accounts

The Natwest regular saver can kind of be used like an easy access account. Unlimited withdrawals, monthly interest, doesn't "mature"... only downside is that you can only deposit £150 per month.

Oh I don't have a Natwest Current Account. (I have six current accounts)

subjecttocontract

clairec666 said:

OwnedByACat said:

subjecttocontract said:

Doesn't that apply to the majority of reg savers on offer ?

OK maybe it was £75 or something. I just don't like the way the payoff is in the future. I like to live in the moment, with Easy Access accounts

The Natwest regular saver can kind of be used like an easy access account. Unlimited withdrawals, monthly interest, doesn't "mature"... only downside is that you can only deposit £150 per month.

You can of course increase the £150 per month significantly by using round ups with the Nat West debit card.

checkly

24 currently, all fully funded
£6,825 monthly funding commitment 
£34K current value 
£2930 interest 
Nothing lower than 5%

Bobblehat

I've just been told off by Mrs Bobblehat for not including her 4 RS's in the stats (which I cajoled her into applying for)!

Like RosieRooBear, I get some Brownie points for steering Mrs B's savings on an upward path, and she lets me get on with it provided I don't mention it too much 

Update:-



I'll update/correct as necessary  

k12479

34 with a value of £73,000